302 Margaret Ave, Normal, IL 61761 Property Records

McLean County property record for 302 Margaret Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,771 sqft · built 1959
Lot Size	0.228 acres (9,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (May 2018)
Tax Bill	$4,903 (2024)
Deeds & Mortgages	Sep 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-29-431-002`

Property Details

APN / Parcel Number

Primary APN	`14-29-431-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,771 sqft Living Area
1st Floor Area	1,771 sqft
Basement Area	1,246 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Roof Material	Asphalt
Lot Area	9,928 sqft (0.228 acres)
Lot Dimensions	136 ft deep x 73 ft wide
Garage Area	300 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	302 MARGARET AVE
City	NORMAL
State	IL
Zip	61761-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	OAKDALE HEIGHTS SUB (EX N2) LOT 21 & N7 LOT 22
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	OAKDALE HEIGHTS
Legal Lot Number	21,22
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2007
Census Tract	301

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 MARGARET AVE, NORMAL, IL 61761-2815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 3, 2018	Warranty Deed, Transfer · Unknown PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Deed Document Number	20186838
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	302 MARGARET AVE, NORMAL, IL 61761-2815
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100022610
Date	Sep 20, 2021
Instrument	2021-00022610

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 3, 2018
Property Address	302 MARGARET AVE, NORMAL, IL 61761-2815
Document Number	201800006838
Instrument Date	Apr 30, 2018
Instrument	2018-00006838
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	NORMAL, IL 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MARGARET AVE, NORMAL, IL 61761-2815

Mortgage

Document Number	201800006839
Date	May 3, 2018
Instrument	2018-00006839

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Unknown
Amount	Amount Recorded
Term	356 Months
Due	Jan 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,461 (+21.89%) Land $14,307 Building $58,154	$217,383 (+21.89%) Land $42,921 Building $174,462
2024	$4,903.00 (+7.19%)
2023	$4,574.00	$59,449 Land $11,738 Building $47,711	$178,347 Land $35,214 Building $143,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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