304 la Costa Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 304 la Costa Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 8,951 sqft · built 1987
Lot Size	0.94 acres (40,946 sqft)
Owner	Company Name on File
Last Sale	$2,150,000 (Oct 2002)
Tax Bill	$39,042 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`216-030-78-00`

Property Details

APN / Parcel Number

Primary APN	`216-030-78-00`
Alternative APN	`2160306400`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	8,951 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	40,946 sqft (0.94 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2160306400
Street Address	304 LA COSTA AVE
City	ENCINITAS
State	CA
Zip	92024-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEC 33-12-4W LOT 8 PAR D D06-531586 IN PAR 1 OF PM10941&LOTS 7&
Legal Range	04W
Legal Township	12
Legal Section	33
Legal Block	1
Legal Lot Number	8,7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	17701

Owner

Source: San Diego County records · APN 216-030-78-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	304 LA COSTA AVE, ENCINITAS, CA 92024-1111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2002 · Amount on Record
Deed Sale	Oct 30, 2002 · Amount on Record
Deed Document Number	2002962627
Last Transfer Date	Jul 13, 2005
Transfer Doc	0000645888
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	304 LA COSTA AVE, ENCINITAS, CA 92024-1111
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227410
Date	May 22, 2017
Instrument	2017-0227410

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$3,646,857 (+2%) Land $1,802,877 Building $1,843,980
2025	$39,042.00 (+6.36%) Homeowner's exemption	$3,575,351 (+4.04%) Land $1,767,527 Building $1,807,824
2023	$36,708.00 (+2.11%) Homeowner's exemption	$3,436,518 Land $1,698,893 Building $1,737,625
2022	$35,949.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ting Fiber.

Based on FCC filings for 91 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAN DIEGUITO WD serves 40,405 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.