301 la Costa Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 301 la Costa Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,539 sqft · built 1986
Lot Size	0.345 acres (15,019 sqft)
Owner	Company Name on Record
Tax Bill	$5,591 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`216-410-10-00`

Property Details

APN / Parcel Number

Primary APN	`216-410-10-00`
Alternative APN	`2160525200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,539 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	15,019 sqft (0.345 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2160525200
Street Address	301 LA COSTA AVE
City	ENCINITAS
State	CA
Zip	92024-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PAR 1 TR PM06857
Legal Subdivision	PARCEL MAP NO 6857
Legal Tract	6857
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1010
Census Tract	17701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	301 LA COSTA AVE, ENCINITAS, CA 92024-1112
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Apr 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 13, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 30, 2019
Transfer Doc	0000158774
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	301 LA COSTA AVE, ENCINITAS, CA 92024-1112
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 LA COSTA AVE, ENCINITAS, CA 92024-1112

Mortgage

Document Number	0000675618
Date	Sep 27, 2021
Instrument	2021-0675618

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2019
Property Address	301 LA COSTA AVE, ENCINITAS, CA 92024-1112
Document Number	0000158774
Instrument Date	Apr 30, 2019
Instrument	158774
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	301 LA COSTA AVE ENCINITAS CA 920241112, ENCINITAS, CA 92024-1112

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	301 LA COSTA AVE, ENCINITAS, CA 92024-1112
Document Number	0000498396
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 LA COSTA AVE ENCINITAS CA 920241112, ENCINITAS, CA 92024-1112

Mortgage

Document Number	0000498396
Date	Dec 4, 2018
Instrument	498396

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	SAN MARCOS, CA 92078

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,975 (+2%) Land $171,440 Building $302,535
2025	$5,591.00 (+7.96%) Homeowner's exemption	$464,682 (+4.04%) Land $168,079 Building $296,603
2023	$5,179.00 (+2.74%) Homeowner's exemption	$446,640 Land $161,553 Building $285,087
2022	$5,041.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ting.

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