Craven County property record for 304 Kyle Dr, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,808 sqft · built 1987 |
| Lot Size | 0.39 acres (17,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,500 (Sep 1987) |
| Tax Bill | $2,067 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Mar 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-D-I-012 |
| Primary APN | 6-220-D-I-012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,808 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,001 sqft (0.39 acres) |
| Storage Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 109829 |
|---|---|
| Street Address | 304 KYLE DR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 BLK I CASTLE DOWNS II |
| Legal Subdivision | CASTLE DOWNS |
| Legal Block | I |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 961302 |
Source: Craven County records · APN 6-220-D-I-012
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 KYLE DR, HAVELOCK, NC 28532-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2022 | Intrafamily Transfer, Transfer |
| Mar 09, 2022 | Intrafamily Transfer, Transfer |
| Oct 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 1987 · Amount on Record |
| Deed Sale | Sep 10, 1987 · Amount on Record |
| Deed Book / Page | 1166 / 593 |
| Last Transfer Date | Sep 20, 2022 |
| Transfer Doc | 03741/1969 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Sep 21, 2022 |
| Property Address | 304 KYLE DR, HAVELOCK, NC 28532-1731 |
| Document Number | 03741/1969 |
| Book / Page | 3741 / 1969 |
| Map Reference | CAB B SL 312 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 10103438 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 KYLE DR, 304, HAVELOCK, NC 28532-1731 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 304 KYLE DR, HAVELOCK, NC 28532-1731 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Mar 09, 2022 |
| Property Address | 304 KYLE DR, HAVELOCK, NC 28532-1731 |
| Document Number | 003716/148 |
| Book / Page | 3716 / 148 |
| Map Reference | CAB B SL 312 |
| Instrument Date | Mar 08, 2022 |
| Instrument | 10093169 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 KYLE DR, HAVELOCK, NC 28532-1731 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 304 KYLE DR, HAVELOCK, NC 28532-1731 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 3694/103 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | 3694/103 |
| Instrument | 10084689 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 304 KYLE DR, HAVELOCK, NC 28532-1731 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 10011318 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 3510/1115 |
| Instrument | 10011318 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,067.00 (+4.08%) | $171,280 (-) Land $40,000 Building $131,280 | $171,280 (-) Land $40,000 Building $131,280 |
| 2023 | $1,986.00 (+20.44%) | $171,280 (+23.92%) Land $40,000 Building $131,280 | $171,280 (+23.92%) Land $40,000 Building $131,280 |
| 2022 | $1,649.00 | $138,220 Land $35,000 Building $103,220 | |
| 2018 | $138,220 Land $35,000 Building $103,220 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2006–2018) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 69% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 273 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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