Craven County property record for 302 Kyle Dr, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1987 |
| Lot Size | 0.356 acres (15,514 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Apr 2026) |
| Tax Bill | $1,539 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2013 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-D-I-013 |
| Primary APN | 6-220-D-I-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,514 sqft (0.356 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 138221 |
|---|---|
| Street Address | 302 KYLE DR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLOCK I CASTLE DOWNS II |
| Legal Subdivision | CASTLE DOWNS |
| Legal Block | I |
| Legal Lot Number | 13 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 961302 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 302 KYLE DR, HAVELOCK, NC 28532-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 11, 2013 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Apr 6, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORPORATION |
| Apr 6, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORPORATION |
| Jan 16, 2024 | Warranty Deed, Transfer |
| Apr 27, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on Record |
| Deed Sale | Apr 6, 2026 · Amount on Record |
| Prior Sale | Jan 16, 2024 · Amount on Record |
| Deed Document Number | 202610154378 |
| Deed Book / Page | 3875 / 377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 302 KYLE DR, HAVELOCK, NC 28532-1731 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 302 KYLE DR, HAVELOCK, NC 28532-1731 |
| Document Number | 03731/1997 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 3731/1997 |
| Instrument | 10099395 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 302 KYLE DR, HAVELOCK, NC 28532-1731 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03185/0245 |
|---|---|
| Date | Apr 11, 2013 |
| Book Page | 3185/0245 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 302 KYLE DR, HAVELOCK, NC 28532-1731 |
| Document Number | 0010154378 |
| Book / Page | 3875 / 377 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202610154378 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 KYLE DR, HAVELOCK, NC 28532-1731 |
| Document Number | 0010154379, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202610154379 |
| Name | AMERICAN SECURITY MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 302 KYLE DR, HAVELOCK, NC 28532-1731 |
| Document Number | 003875/377 |
| Book / Page | 3875 / 377 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202610154378 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 KYLE DR, HAVELOCK, NC 28532-1731 |
| Document Number | 0010154379, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202610154379 |
| Name | AMERICAN SECURITY MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jan 16, 2024 |
| Property Address | 302 KYLE DR, HAVELOCK, NC 28532-1731 |
| Document Number | 003786/923 |
| Book / Page | 3786 / 923 |
| Map Reference | CAB B SL 312 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 10121576 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $207.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 KYLE DR, HAVELOCK, NC 28532-1731 |
| Name | Verified Name |
|---|---|
| Address | 597 ERNEST BROWN RD, LILLINGTON, NC 27546-7591 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Apr 27, 2020 |
| Property Address | 302 KYLE DR, HAVELOCK, NC 28532-1731 |
| Document Number | 03610/1184 |
| Book / Page | 3610 / 1184 |
| Map Reference | CAB B SL 312 |
| Instrument Date | Mar 28, 2020 |
| Instrument | 10053691 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1236 CEDAR ROCK DR, FOREST, VA 24551-4603 |
| Name | Verified Name |
|---|---|
| Address | 302 KYLE DR, HAVELOCK, NC 28532-1731 |
| Document Number | 0036101187 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 3610/1187 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,960 (-) Land $40,000 Building $85,960 | $125,960 (-) Land $40,000 Building $85,960 | |
| 2025 | $1,539.00 (+4.27%) | $125,960 (-) Land $40,000 Building $85,960 | $125,960 (-) Land $40,000 Building $85,960 |
| 2023 | $1,476.00 (+21.48%) | $125,960 (+25.36%) Land $40,000 Building $85,960 | $125,960 (+25.36%) Land $40,000 Building $85,960 |
| 2022 | $1,215.00 | $100,480 Land $35,000 Building $65,480 | |
| 2018 | $100,480 Land $35,000 Building $65,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2006–2018) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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