304 Kristin Dr, Garner, NC 27529 Property Records

Johnston County property record for 304 Kristin Dr, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,197 sqft · built 1990
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (May 2015)
Tax Bill	$2,002 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06E02022X`

Property Details

APN / Parcel Number

Primary APN	`06E02022X`
Alternative APN	`2000184732`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,197 sqft Living Area
Gross Area	1,423 sqft
1st Floor Area	1,197 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000184732
Street Address	304 KRISTIN DR
City	GARNER
State	NC
Zip	27529-8961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	L119 SOUTHGATE SEC 5
Legal Subdivision	SOUTHGATE SUBDIVISION SECTION V PHASE II
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1008
Census Tract	41107

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 KRISTIN DR, GARNER, NC 27529-8961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2015 · Amount on Record
Deed Sale	May 8, 2015 · Amount on Record
Prior Sale	May 8, 2015 · Amount on Record
Deed Document Number	2015452383
Deed Book / Page	4594 / 613
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	304 KRISTIN DR, GARNER, NC 27529-8961
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000763478
Date	Aug 4, 2021
Book Page	6009/318
Instrument	2021763478

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GARNER, NC 27529

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	304 KRISTIN DR, GARNER, NC 27529-8961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000670373
Date	Jul 27, 2020
Book Page	5654/937
Instrument	2020670373

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,002.00 (+74.24%)	$320,330 (+118.15%) Land $80,800 Building $239,530	$320,330 (+118.15%) Land $80,800 Building $239,530
2023	$1,149.00	$146,840 Land $50,500 Building $96,340	$146,840 Land $50,500 Building $96,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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