304 Holbrook Ln, Hubert, NC 28539 Property Records

Onslow County property record for 304 Holbrook Ln, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,650 sqft · built 2019
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jul 2026)
Tax Bill	$1,637 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1313A-129`

Property Details

APN / Parcel Number

Primary APN	`1313A-129`
Alternative APNs	`0494111000` `450798000` `494111000` `490032897` `162424`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490032897
Street Address	304 HOLBROOK LN
City	HUBERT
State	NC
Zip	28539-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L8 KINGSBRIDGE 2 S6 P1
Legal Subdivision	KINGSBRIDGE II SEC 6 PH 1
Legal Lot Number	8
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2000
Census Tract	2803

Owner

304 Holbrook Ln is owned and occupied by two individuals who bought it in July 2026.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 HOLBROOK LN, HUBERT, NC 28539-3100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORPORATION
May 5, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Dec 5, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Jun 11, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	May 5, 2023 · Amount on File
Deed Book / Page	6633 / 351
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 13, 2026
Property Address	304 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	6633000351
Book / Page	6633 / 351
Instrument Date	Jul 9, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 HOLBROOK LN, HUBERT, NC 28539-3100

Mortgage

Document Number	6633000355,
Date	Jul 13, 2026
Book Page	6633/355

Lender

Name	ALPHA MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 5, 2023
Property Address	304 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	0059590593
Book / Page	5959 / 593
Instrument Date	Apr 17, 2023
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 HOLBROOK LN, HUBERT, NC 28539-3100

Mortgage

Document Number	0005959596
Date	May 5, 2023
Instrument	5959-596

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	304 HOLBROOK LN, HUBERT, NC 28539-3100
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048690745
Date	Dec 5, 2018
Book Page	4869/745

Lender

Name	FIRST BANK
Type	Bank
Address	JACKSONVILLE, NC 28546

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 11, 2019
Property Address	304 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	0049610358
Book / Page	004961 / 000358
Instrument Date	Jun 5, 2019
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 HOLBROOK LN HUBERT NC 28539, HUBERT, NC 28539

Mortgage

Document Number	49610362
Date	Jun 11, 2019
Book Page	004961/000362

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 304 Holbrook Ln was $1,637.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,637.00	$300,196 (+20.05%) Land $50,000 Building $250,196	$300,196 (+20.05%) Land $50,000 Building $250,196
2025	$1,637.00	$250,053 Land $50,000 Building $200,053	$250,053 Land $50,000 Building $200,053
2023	$1,637.00	$250,053 Land $50,000 Building $200,053	$250,053 Land $50,000 Building $200,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Holbrook Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Holbrook Ln is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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