302 Holbrook Ln, Hubert, NC 28539 Property Records

Onslow County property record for 302 Holbrook Ln, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,650 sqft · built 2019
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Nov 2019)
Tax Bill	$1,627 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1313A-128`

Property Details

APN / Parcel Number

Primary APN	`1313A-128`
Alternative APNs	`455396000` `162423`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	455396000
Street Address	302 HOLBROOK LN
City	HUBERT
State	NC
Zip	28539-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L7 KINGSBRIDGE 2 S6 P1
Legal Subdivision	KINGSBRIDGE II SEC 6 PH 1
Legal Lot Number	7
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2000
Census Tract	2803

Owner

302 Holbrook Ln is owned and occupied by an individual who bought it in November 2019.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	302 HOLBROOK LN, HUBERT, NC 28539-3100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit BUILDER FINANCE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Deed Book / Page	5055 / 56
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 12, 2019
Property Address	302 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	0050550056
Book / Page	5055 / 056
Map Reference	MB 73 PG 123
Instrument Date	Nov 12, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 HOLBROOK LN, HUBERT, NC 28539-3100

Mortgage

Document Number	0000505560
Date	Nov 12, 2019
Instrument	5055/60

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	302 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	0049750482
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1 SNEADS FERRY NC 284600001, SNEADS FERRY, NC 28460-0001

Mortgage

Document Number	0049750482
Date	Jul 1, 2019
Book Page	004975/000482

Lender

Name	BUILDER FINANCE GROUP LLC
Type	Bank
Address	SMITHFIELD, NC 27577-1457

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 302 Holbrook Ln was $1,627.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,627.00	$298,118 Land $50,000 Building $248,118	$298,118 Land $50,000 Building $248,118
2023	$1,627.00	$248,422 Land $50,000 Building $198,422	$248,422 Land $50,000 Building $198,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Holbrook Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Holbrook Ln is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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