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304 Ginger Ln, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 304 Ginger Ln, Scotts Valley, CA 95066

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,164 sqft · built 2020
Lot Size0.039 acres (1,677 sqft)
Owner2 Individual Names on Record
Last Sale$780,000 (Feb 2020)
Tax Bill$10,714 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN024-381-07

Property Details

APN / Parcel Number

Primary APN024-381-07
Alternative APN
  • 024-381-07-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Building Area2,164 sqft Living Area
Gross Area2,626 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,677 sqft (0.039 acres)
View / LotMountain
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck Area66 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address304 SKYFOREST WAY
CitySCOTTS VALLEY
StateCA
Zip95066-4282
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionTRACT NO 1539
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3008
Census Tract121200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 GINGER LN, SCOTTS VALLEY, CA 95066-4236
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Deed Document Number20206944
Record UpdatedSep 20, 2026

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 28, 2020
Property Address304 GINGER LN, SCOTTS VALLEY, CA 95066-4236
Document Number0000006944
Instrument DateFeb 10, 2020
Instrument6944
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$858.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address304 GINGER LN SCOTTS VALLEY CA 950664236, SCOTTS VALLEY, CA 95066-4236

Mortgage

Document Number6945
DateFeb 28, 2020
Instrument6945
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 27, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityScotts Valley City
Unified School DistrictScotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$892,404 (+2%) Land $469,622 Building $422,782
2025$10,714.00 (+8.19%) Homeowner's exemption$874,906 (+4.04%) Land $460,414 Building $414,492
2023$9,903.00 (+1.87%)$840,933 Land $442,536 Building $398,397$795,150
2022$9,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims11 (1982–2023)
Claims Outside the SFHA3 of 11
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTTS VALLEY WATER DISTRICT
serves 11,197 people · EPA ID CA4410013
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Cruzio
Fixed Wireless		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Etheric Networks, Surfnet Communications, Verizon.

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