302 Ginger Ln, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 302 Ginger Ln, Scotts Valley, CA 95066

Property Summary

Property Type	Government / Public Use
Details	3 bd · 2.5 ba · 2,620 sqft · built 2019
Lot Size	0.039 acres (1,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$464,500 (May 2019)
Tax Bill	$6,715 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-381-08`

Property Details

APN / Parcel Number

Primary APN	`024-381-08`
Alternative APN	`024-381-08-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,620 sqft Gross Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,694 sqft (0.039 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	66 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	302 GINGER LN
City	SCOTTS VALLEY
State	CA
Zip	95066-4236
Property Category	Public Works
Property Type	Public Works > Government / Public Use
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3008
Census Tract	121200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 GINGER LN, SCOTTS VALLEY, CA 95066-4236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Dec 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage AGORA LNDG
May 10, 2019	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Deed Document Number	201912551
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	302 GINGER LN, SCOTTS VALLEY, CA 95066-4236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 GINGER LN, SANTA CRUZ, CA 95066-4236

Mortgage

Document Number	0000034153
Date	Sep 2, 2020
Instrument	2020-0034153

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	302 GINGER LN, SCOTTS VALLEY, CA 95066-4236
Document Number	0000041039
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	302 GINGER LN SCOTTS VALLEY CA 950664236, SCOTTS VALLEY, CA 95066-4236

Mortgage

Document Number	0000041039
Date	Dec 26, 2019
Instrument	41039

Lender

Name	AGORA LNDG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 10, 2019
Property Address	302 GINGER LN, SCOTTS VALLEY, CA 95066-4236
Document Number	0000012551
Instrument Date	Mar 11, 2019
Instrument	12551
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.95
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	302 GINGER LN SCOTTS VALLEY CA 950664236, SCOTTS VALLEY, CA 95066-4236

Mortgage

Document Number	12553
Date	May 10, 2019
Instrument	12553

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Mortgage

Document Number	12552,
Date	May 10, 2019
Instrument	12552

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,161 (+2%) Land $316,897 Building $211,264
2025	$6,715.00 (+11.29%) Homeowner's exemption	$517,805 (+4.04%) Land $310,683 Building $207,122
2023	$6,034.00 (+2.12%) Homeowner's exemption	$497,698 Land $298,619 Building $199,079	$947,160
2022	$5,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Surfnet Communications, Verizon.

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