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304 Garnett Rd, Joppa, MD 21085 Property Records

Harford County property record for 304 Garnett Rd, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,040 sqft · built 1964
Lot Size0.267 acres (11,625 sqft)
Owner2 Individual Names on File
Last Sale$122,000 (Jan 1997)
Tax Bill$2,027 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-141015

Property Details

APN / Parcel Number

Primary APN01-141015
Alternative APNs
  • 1141015
  • 141015

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,040 sqft Total Area
Basement Area520 sqft
Finished Basement520 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,625 sqft (0.267 acres)
Lot Dimensions155 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number141015
Street Address304 GARNETT RD
CityJOPPA
StateMD
Zip21085-4207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 BLK 39 75X155 304 GARNETT RD JOPPATOWNE S 3 P 14/79
Legal SubdivisionJOPPATOWNE
Legal Block39
Legal Lot Number29
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2016
Census Tract301401

Owner

Source: Harford County records · APN 01-141015

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address304 GARNETT RD, JOPPA, MD 21085-4207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 1997 · Amount on Record
Deed SaleJan 27, 1997 · Amount on Record
Prior SaleJan 15, 1997 · Amount on Record
Deed Document Number19971736
Deed Book / Page2478 / 792
Transfer Doc0000001538
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address304 GARNETT RD, JOPPA, MD 21085-4207
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151070289
DateOct 15, 2021
Book Page15107/289
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$204,133 (+13.91%)$213,200 (+14.62%) Land $69,500 Building $143,700
2025$2,027.00 (+7.93%) Homeowner's exemption
2023$179,200$186,000 Land $69,500 Building $116,500
2022$1,878.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1996–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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