Harford County property record for 302 Garnett Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,040 sqft · built 1965 |
| Lot Size | 0.223 acres (9,702 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Jul 2017) |
| Tax Bill | $2,134 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-144308 |
| Primary APN | 01-144308 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,702 sqft (0.223 acres) |
| Lot Dimensions | 132 ft deep x 70 ft wide |
| Deck Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 144308 |
|---|---|
| Street Address | 302 GARNETT RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 30 9702 SF 3O2 GARNETT ROAD JOPPATOWNE S3 P 14/79 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 39 |
| Legal Lot Number | 30 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-144308
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 GARNETT RD, JOPPA, MD 21085-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage GEORGE MASON MORTGAGE LLC |
| Jul 26, 2017 | Deed, Foreclosure · FHA Mortgage BAY BANK |
| Mar 01, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2017 · Amount on Record |
| Deed Sale | Jul 26, 2017 · Amount on Record |
| Prior Sale | Nov 30, 1999 · Amount on Record |
| Deed Document Number | 201712440-0111 |
| Deed Book / Page | 12440 / 111 |
| Transfer Doc | 0000000842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 302 GARNETT RD, JOPPA, MD 21085-4207 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 302 GARNETT RD, JOPPA, MD 21085-4207 |
| Document Number | 0161160091 |
|---|---|
| Date | Dec 08, 2023 |
| Book Page | 16116/91 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 302 GARNETT RD, JOPPA, MD 21085-4207 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | DULANEY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0150210444 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 15021/444 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 26, 2017 |
| Property Address | 302 GARNETT RD, JOPPA, MD 21085-4207 |
| Document Number | 0124400111 |
| Book / Page | 12440 / 0111 |
| Map Reference | MB GRG14 FO79 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 12440-0111 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 03, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,293.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | JOPPA, MD 21085 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Investor | Possibly a Property Investor |
| Document Number | 124400117 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 12440-0117 |
| Name | BAY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 01, 2017 |
| Property Address | 302 GARNETT RD, JOPPA, MD 21085-4207 |
| Document Number | 0122440426 |
| Book / Page | 012244 / 000426 |
| Instrument Date | Jan 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $192.58 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043 |
| Investor | Possibly a Property Investor |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,667 (+14.47%) | $225,600 (+15.22%) Land $69,300 Building $156,300 | |
| 2025 | $2,134.00 (+8.22%) Homeowner's exemption | ||
| 2023 | $188,400 | $195,800 Land $69,300 Building $126,500 | |
| 2022 | $1,972.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 301 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0120016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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