Phillips County property record for 304 E Ridge Dr, Helena, AR 72342
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,779 sqft |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Nov 1997) |
| Tax Bill | $848 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 704-04417-000 |
| Primary APN | 704-04417-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,779 sqft Living Area |
| 1st Floor Area | 1,779 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Construction Type | Frame |
|---|---|
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,210 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 18 sqft |
| Deck Area | 362 sqft |
| Patio Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 304 E RIDGE DR |
|---|---|
| City | HELENA |
| State | AR |
| Zip | 72342-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK FOREST ADD 1976 LOT 108 |
| Legal Range | 05E |
| Legal Township | 02S |
| Legal Section | 07 |
| Legal Subdivision | 1976 ADDITION TO OAK FOREST |
| Legal Lot Number | 108 |
| Jurisdiction | PHILLIPS AR |
| Township / Civil Division | ST. FRANCIS |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 480100 |
Source: Phillips County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 E RIDGE DR, HELENA, AR 72342-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Sep 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 1997 · Amount on Record |
| Deed Sale | Nov 10, 1997 · Amount on Record |
| Prior Sale | Jan 1, 1986 |
| Deed Book / Page | 737 / 532 |
| Last Transfer Date | Feb 5, 2016 |
| Transfer Doc | 2016/02643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHILLIPS AR |
| Property Address | 304 E RIDGE DR, HELENA, AR 72342-2421 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 304 E RIDGE DR, HELENA, AR 72342-2421 |
| Document Number | 02023/4616 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 2023/4616 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHILLIPS AR |
| Property Address | 304 E RIDGE DR, HELENA, AR 72342-2421 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 304 E RIDGE DR, HELENA, AR 72342-2421 |
| Document Number | 02022/2961 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 2022/2961 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHILLIPS AR |
| Property Address | 304 E RIDGE DR, HELENA, AR 72342-2421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | RB2018/6425 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | RB2018/6425 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Phillips County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Phillips County |
| Municipality | Helena-West Helena City |
| Unified School District | Helena-West Helena School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $848.00 (-8.13%) Homeowner's exemption | $25,160 (-) Land $4,210 Building $20,950 | $125,800 (-) Land $21,050 Building $104,750 |
| 2025 | $923.00 (-12.92%) Homeowner's exemption | $25,160 (+2.57%) Land $4,210 Building $20,950 | |
| 2024 | $125,800 (+2.57%) Land $21,050 Building $104,750 | ||
| 2023 | $1,060.00 Homeowner's exemption | $24,530 Land $4,210 Building $20,320 | $122,650 Land $21,050 Building $101,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 11 (1980–2011) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, And Associated Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 70% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELENA WATER SEWER serves 2,708 people · EPA ID AR0000419 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Apr 2026 No certified operator Jul 2024 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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