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207 E Ridge Dr, Helena, AR 72342 Property Records

Phillips County property record for 207 E Ridge Dr, Helena, AR 72342

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,952 sqft
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Sep 2020)
Tax Bill$796 (2025)
Deeds & MortgagesAug 2022 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN704-04391-000

Property Details

APN / Parcel Number

Primary APN704-04391-000
Alternative APN
  • 23269

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,952 sqft Living Area
1st Floor Area1,250 sqft
FlooringCarpet

Exterior

Architectural StyleSplit Level
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Garage Area600 sqft
DrivewayConcrete Driveway
Driveway Area2,272 sqft
PorchSlab
Porch Area24 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address207 E RIDGE DR
CityHELENA
StateAR
Zip72342-2412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK FOREST SUBD. LOT 122 B-510-315
Legal Range05E
Legal Township02S
Legal Section07
Legal SubdivisionOAK FOREST SUBDIVISION
Legal Lot Number122
JurisdictionPHILLIPS AR
Township / Civil DivisionST. FRANCIS
Census Block Group3
Census Block3019
Census Tract480100

Owner

Source: Phillips County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address207 E RIDGE DR, HELENA, AR 72342-2412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Deed of Trust, Mortgage · Commercial Mortgage
SOUTHERN BANCORP BANK
Sep 29, 2020Warranty Deed, Transfer · Commercial Mortgage
PARTNERS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2020 · Amount on Record
Deed SaleSep 29, 2020 · Amount on Record
Prior SaleApr 1, 1978 · Amount on Record
Deed Book / Page2020 / 6492
Prior Transfer DateNov 18, 2016
Prior Transfer Doc2016/08507
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHILLIPS AR
Property Address207 E RIDGE DR, HELENA, AR 72342-2412
Transaction TypeMortgage
Record UpdatedOct 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E RIDGE DR, HELENA, AR 72342-2412

Mortgage

Document Number02022/6230
DateAug 25, 2022
Book Page2022/6230
Lender
NameSOUTHERN BANCORP BANK
TypeBank
AddressWEST HELENA, AR 72390
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueAug 25, 2042

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPHILLIPS AR
Recording DateSep 29, 2020
Property Address207 E RIDGE DR, HELENA, AR 72342-2412
Document NumberRB2020/6492
Book / PageRB2020 / 6492
Map ReferenceMB 471 PG 1
Instrument DateSep 24, 2020
Transaction TypeTransfer
Record UpdatedJul 19, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$231.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address117 PINEWOOD, 117, WEST HELENA, AR 72390-3908

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address207 E RIDGE DR, HELENA, AR 72342-2412

Mortgage

Document NumberRB20206497
DateSep 29, 2020
InstrumentRB2020/6497
Lender
NamePARTNERS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term63 Months
DueDec 2, 2025

Tax Assessment & Valuation

Source: Phillips County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyPhillips County
MunicipalityHelena-West Helena City
Unified School DistrictHelena-West Helena School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$796.00 (-16.3%) Homeowner's exemption$23,060 (+1.45%) Land $2,760 Building $20,300
2024$115,300 (+1.45%) Land $13,800 Building $101,500
2023$951.00 Homeowner's exemption$22,730 Land $2,760 Building $19,970$113,650 Land $13,800 Building $99,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims11 (1980–2011)
Claims Outside the SFHA3 of 11
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, And Associated Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELENA WATER SEWER
serves 2,708 people · EPA ID AR0000419
Water SourceGroundwater
Last State InspectionJun 2025
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Apr 2026
No certified operator
Jul 2024
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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