304 E Oceanfront, Newport Beach, CA 92661 Property Records

Orange County property record for 304 E Oceanfront, Newport Beach, CA 92661 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,730 sqft · built 2008
Lot Size	0.055 acres (2,400 sqft)
Owner	Individual Name on File
Last Sale	$5,495,000 (Nov 2019)
Tax Bill	$63,370 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`048-082-09`

Property Details

APN / Parcel Number

Primary APN	`048-082-09`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,730 sqft Living Area

Exterior

Year Built	Built 2008
Lot Area	2,400 sqft (0.055 acres)
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	304 E OCEANFRONT
City	NEWPORT BEACH
State	CA
Zip	92661-1240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR NEWPORT BAY TR BLK 2 LOT 3
Legal Subdivision	NEWPORT BAY TRACT
Legal Tract	510
Legal Block	2
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3033
Census Tract	62800

Owner

Source: Orange County records · APN 048-082-09

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22874 PICO ST, GRAND TERRACE, CA 92313-5728
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Nov 27, 2019	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	0000497910
Last Transfer Date	Jul 27, 2021
Transfer Doc	0000474839
Record Updated	Jun 08, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 27, 2021
Property Address	304 E OCEANFRONT, NEWPORT BEACH, CA 92661-1240
Document Number	0000474839
Map Reference	MB 4 PG 16
Instrument Date	Jul 21, 2021
Instrument	2021000474839
Transaction Type	Transfer
Record Updated	Aug 06, 2021
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22874 PICO ST, GRAND TERRACE, CA 92313-5728

Mortgage

Document Number	0000474840
Date	Jul 27, 2021
Instrument	2021000474840

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 27, 2019
Property Address	304 E OCEANFRONT, NEWPORT BEACH, CA 92661-1240
Document Number	0000497910
Map Reference	MB 4 PG 16
Instrument Date	Nov 13, 2019
Instrument	2019000497910
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22874 PICO ST, GRAND TERRACE, CA 92313-5728

Mortgage

Document Number	0000497911
Date	Nov 27, 2019
Instrument	2019000497911

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 01, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$63,370.00 (+2.83%)	$6,009,583 (+4.04%) Land $5,299,779 Building $709,804
2023	$61,626.00 (+1.81%)	$5,776,225 Land $5,093,982 Building $682,243
2022	$60,532.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590628003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 84 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	144 units insured 60 under condo master policies
Nearby Flood Claims	14 (1983–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Mar 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 820 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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