304 E Market St, Decherd, TN 37324 Property Records

Franklin County property record for 304 E Market St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,408 sqft · built 1950
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$43,000 (Nov 2018)
Tax Bill	$617 (2022)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`026056J B 02000`

Property Details

APN / Parcel Number

Primary APN	`026056J B 02000`
Alternative APN	`056J B 02000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	460 sqft
Finished Basement	460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1986
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached

Exterior Amenities

Porch	Porch
Porch Area	336 sqft
Deck Area	49 sqft
Patio Area	49 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 E MARKET ST
City	DECHERD
State	TN
Zip	37324-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: D04
Legal Subdivision	LOVE & HENRY
Legal Block	A
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1069
Census Tract	960401

Owner

304 E Market St is owned and occupied by an individual who bought it in November 2018.

Source: Franklin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	304 E MARKET ST, DECHERD, TN 37324-3322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS CMNTY BK
Sep 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Prior Sale	Feb 28, 2000 · Amount on File
Deed Document Number	0000439199
Deed Book / Page	D327 / 339
Prior Transfer Date	May 28, 2004
Prior Transfer Doc	000D327339
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	304 E MARKET ST, DECHERD, TN 37324-3322
Document Number	0000006753
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006753
Date	Oct 30, 2019
Book Page	001305/000368
Instrument	6753

Lender

Name	CITIZENS CMNTY BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 29, 2029

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Sep 30, 2019
Property Address	304 E MARKET ST, DECHERD, TN 37324-3322
Document Number	0000006073
Book / Page	000439 / 000199
Instrument Date	Nov 8, 2018
Instrument	6073
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$159.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E MARKET ST DECHERD TN 373243322, DECHERD, TN 37324-3322

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,325 Land $1,775 Building $22,550
2023		$23,700 Land $1,775 Building $21,925
2022	$617.00		$97,300 Land $7,100 Building $90,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 E Market St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 E Market St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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