200 E Market St, Decherd, TN 37324 Property Records

Franklin County property record for 200 E Market St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 840 sqft · built 1948
Lot Size	0.241 acres (10,528 sqft)
Owner	2 Individual Names on File
Tax Bill	$415 (2022)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026056J E 00300`

Property Details

APN / Parcel Number

Primary APN	`026056J E 00300`
Alternative APN	`056J E 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1982
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,528 sqft (0.241 acres)
Lot Dimensions	94 ft deep x 112 ft wide
Porch	Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	200 E MARKET ST
City	DECHERD
State	TN
Zip	37324-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20 NATHAN GILESPIE & ANNA CONN L/E, COUNTY AREA: D04
Legal Subdivision	I
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	3
Census Block	3075
Census Tract	960100

Owner

200 E Market St is owned and occupied by two individuals who acquired it in August 2021.

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	200 E MARKET ST, DECHERD, TN 37324-3143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS TRI-COUNTY BANK
Aug 10, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Jan 18, 2018	Grant Deed, Transfer FIRSTBANK
Nov 6, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021
Deed Sale	Aug 2, 2021
Prior Sale	Aug 10, 2018 · Amount on File
Deed Document Number	0000461231
Deed Book / Page	D0450 / 602
Prior Transfer Date	Jan 12, 2021
Prior Transfer Doc	21000296
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 12, 2021
Property Address	200 E MARKET ST, DECHERD, TN 37324-3143
Document Number	0021000296
Book / Page	D0450 / 602
Instrument Date	Jan 8, 2021
Instrument	21000296
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	SOVEREIGN T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	200 E MARKET ST, DECHERD, TN 37324-3143

Mortgage

Document Number	0021000297
Date	Jan 12, 2021
Instrument	21000297

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 10, 2018
Property Address	200 E MARKET ST, DECHERD, TN 37324-3143
Document Number	0000005051
Book / Page	000430 / 000398
Instrument Date	Aug 10, 2018
Instrument	5051
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ACCESS TITLE AND ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.73
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E MARKET ST DECHERD TN 37324, DECHERD, TN 37324

Mortgage

Document Number	5052
Date	Aug 10, 2018
Book Page	001261/000227
Instrument	5052

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 18, 2018
Property Address	200 E MARKET ST, DECHERD, TN 37324-3143
Document Number	0000000389
Book / Page	000425 / 000385
Instrument Date	Jan 9, 2018
Instrument	389
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ACCESS TITLE AND ESCROW INC

Transaction

Amount	Amount on Record
Tax	$88.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 LINDSEY CIR TULLAHOMA TN 373888866, TULLAHOMA, TN 37388-8866

Mortgage

Document Number	390
Date	Jan 18, 2018
Book Page	001241/000675
Instrument	390

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Amount	Amount on Record

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN TN
Recording Date	Nov 6, 2017
Property Address	200 E MARKET ST, DECHERD, TN 37324-3143
Document Number	0000006736
Book / Page	000423 / 000460
Instrument Date	Nov 2, 2017
Instrument	6736
Transaction Type	Foreclosure
Record Updated	Nov 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$59.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,950 Land $1,775 Building $14,175
2023		$15,950 Land $1,775 Building $14,175
2022	$415.00		$63,800 Land $7,100 Building $56,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 E Market St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 E Market St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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