304 E Christensen Dr, Luverne, MN 56156 Property Records

Rock County property record for 304 E Christensen Dr, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,552 sqft · built 1996
Lot Size	0.298 acres (13,003 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2018)
Tax Bill	$4,628 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Aug 2020 Mortgage + 1 more
APN	`20-1975-000`

Property Details

APN / Parcel Number

Primary APN	`20-1975-000`

Interior

Building Area	1,552 sqft Living Area
Basement Area	1,129 sqft
Finished Basement	1,129 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	13,003 sqft (0.298 acres)
Garage Type	Mixed
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Deck Area	86 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	304 E CHRISTENSEN DR
City	LUVERNE
State	MN
Zip	56156-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EVERGREEN ADDITION
Legal Block	3
Legal Lot Number	23
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	1
Census Block	1007
Census Tract	570200

Owner

304 E Christensen Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Rock County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 E CHRISTENSEN DR, LUVERNE, MN 56156-2134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED PRAIRE BANK
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Prior Sale	May 25, 2011 · Amount on File
Deed Document Number	2018192912
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	304 E CHRISTENSEN DR, LUVERNE, MN 56156-2134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	192360
Date	Mar 22, 2018
Instrument	192360

Lender

Name	UNITED PRAIRE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Mar 15, 2024

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	304 E CHRISTENSEN DR, LUVERNE, MN 56156-2134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	197608
Date	Aug 3, 2020
Instrument	197608

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Jun 25, 2018
Property Address	304 E CHRISTENSEN DR, LUVERNE, MN 56156-2134
Document Number	192912
Instrument Date	Jun 18, 2018
Instrument	192912
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount on Record
Tax	$990.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E CHRISTENSEN DR, LUVERNE, MN 56156-2134

Tax Assessment & Valuation

The 2026 property tax bill for 304 E Christensen Dr was $4,628.

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,628.00	$418,500 Land $21,500 Building $397,000	$418,500 Land $21,500 Building $397,000
2023	$4,106.00	$366,300 Land $18,900 Building $347,400	$366,300 Land $18,900 Building $347,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 304 E Christensen Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 E Christensen Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Alliance Communications Cooperative, Verizon.

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