301 E Christensen Dr, Luverne, MN 56156 Property Records

Rock County property record for 301 E Christensen Dr, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	832 sqft · built 1994
Lot Size	0.294 acres (12,837 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (May 2026)
Tax Bill	$3,720 (2026)
Deeds & Mortgages	Nov 2011 Line of Credit Sep 2005 Line of Credit + 2 more
APN	`20-1993-000`

Property Details

APN / Parcel Number

Primary APN	`20-1993-000`

Interior

Building Area	832 sqft Living Area
Basement Area	926 sqft
Finished Basement	926 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	12,837 sqft (0.294 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	8 sqft
Deck Area	44 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	301 E CHRISTENSEN DR
City	LUVERNE
State	MN
Zip	56156-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EVERGREEN ADDITION
Legal Block	6
Legal Lot Number	1
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	1
Census Block	1000
Census Tract	570200

Owner

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 E CHRISTENSEN DR, LUVERNE, MN 56156-2149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2011	Deed of Trust, Mortgage · Line of Credit EXCHANGE STATE BANK
Sep 1, 2005	Deed of Trust, Mortgage · Line of Credit MINNWEST BANK LUVERNE
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage SAVINGS BANK
Dec 31, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Deed Document Number	2026209977
Prior Transfer Date	Sep 29, 2022
Prior Transfer Doc	0000203411
Record Updated	Sep 20, 2026

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	301 E CHRISTENSEN DR, LUVERNE, MN 56156-2149
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177788
Date	Nov 2, 2011
Instrument	177788

Lender

Name	EXCHANGE STATE BANK
Address	LUVERNE, MN 56156

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 15, 2021

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	301 E CHRISTENSEN DR, LUVERNE, MN 56156-2149
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162231
Date	Sep 1, 2005
Instrument	162231

Lender

Name	MINNWEST BANK LUVERNE
Address	LUVERNE, MN 56156

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Aug 26, 2010

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	May 6, 2026
Property Address	301 E CHRISTENSEN DR, LUVERNE, MN 56156-2149
Document Number	0000209977
Instrument Date	Apr 23, 2026
Instrument	2026.209977
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119,988.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 E CHRISTENSEN DR, LUVERNE, MN 56156-2149

Mortgage

Document Number	0000209978,
Date	May 6, 2026
Instrument	2026.209978

Lender

Name	SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Dec 31, 2025
Property Address	301 E CHRISTENSEN DR, LUVERNE, MN 56156-2149
Document Number	0000209343
Instrument Date	Dec 31, 2025
Instrument	209343
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1502 BUFFALO RIDGE DR, LUVERNE, MN 56156-4263
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,720.00 (+7.95%)	$348,600 (+1.93%) Land $20,800 Building $327,800	$348,600 (+1.93%) Land $20,800 Building $327,800
2025	$3,446.00 (+5.25%)	$342,000 (+14.92%) Land $21,000 Building $321,000	$342,000 (+14.92%) Land $21,000 Building $321,000
2023	$3,274.00	$297,600 Land $18,400 Building $279,200	$297,600 Land $18,400 Building $279,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Alliance Communications Cooperative, Verizon.

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