304 E 221st Ave, Lowell, IN 46356 Property Records

Lake County property record for 304 E 221st Ave, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,726 sqft · built 1944
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Tax Bill	$2,494 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`004-04-05-0017-0006`

Property Details

APN / Parcel Number

Primary APN	`004-04-05-0017-0006`
Alternative APNs	`45-24-15-300-002.000-012` `040500170006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,726 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004-04-05-0017-0006
Old Parcel Number	040500170006
Street Address	304 E 221ST AVE
City	LOWELL
State	IN
Zip	46356-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	E.290.4FT OF W.1455.4FT OF S.167.5FT OF SW1/4 S.15 T.32 R.8 1.11 TOTAL AC. (0.3AC IN R/W)
Legal Range	08
Legal Township	32
Legal Section	15
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	EAGLE CREEK
Census Block Group	1
Census Block	1076
Census Tract	43404

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	304 E 221ST AVE, LOWELL, IN 46356-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Deed of Trust, Mortgage · FHA Mortgage MIDWEST EQUITY MORTGAGE LLC
Aug 3, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 26, 2018	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
May 17, 2017	Deed of Trust, Mortgage SAM O SHULTZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2018
Deed Sale	Dec 26, 2018
Prior Sale	Sep 6, 2018
Deed Document Number	2018 088720
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	304 E 221ST AVE, LOWELL, IN 46356-9743
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	BARRISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008408
Date	Feb 4, 2020
Instrument	2020 008408

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	304 E 221ST AVE, LOWELL, IN 46356-9743
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 221ST AVE, LOWELL, IN 46356-9743

Mortgage

Document Number	0000021063
Date	Aug 3, 2021
Instrument	2021-521063

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Feb 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 26, 2018
Property Address	304 E 221ST AVE, LOWELL, IN 46356-9743
Document Number	0000088720
Instrument Date	Dec 21, 2018
Instrument	2018 088720
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	NORTHWEST INDIANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E ZZIST AVE, LOWELL, IN 46356

Mortgage

Document Number	0000088721
Date	Dec 26, 2018
Instrument	2018 088721

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	304 E 221ST AVE, LOWELL, IN 46356-9743
Document Number	0000031999
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 221ST AVE LOWELL IN 463569743, LOWELL, IN 46356-9743

Mortgage

Document Number	0000031999
Date	May 23, 2017
Instrument	31999

Lender

Name	SAM O SHULTZ
Address	1513 GLEN EAGLES, DYER, IN 46311-3714

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Eagle Creek Township
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$327,000 (+7.85%) Land $62,100 Building $264,900	$327,000 (+7.85%) Land $62,100 Building $264,900
2024	$2,494.00 (+14.35%)
2023		$303,200 (+20.37%) Land $57,400 Building $245,800	$303,200 (+20.37%) Land $57,400 Building $245,800
2022	$2,181.00	$251,900 Land $34,400 Building $217,500	$251,900 Land $34,400 Building $217,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1990–2014)
Most Recent Claim	Jun 2014 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
NITCO Fixed Wireless	10 / 1

May also be available: T-Mobile, Verizon.

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