Lake County property record for 190 E 221st Ave, Lowell, IN 46356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,066 sqft · built 1932 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,141 (2024) |
| Deeds & Mortgages | Dec 2017 Mortgage Aug 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 004-04-05-0017-0005 |
| Primary APN | 004-04-05-0017-0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| Basement Area | 786 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 004-04-05-0017-0005 |
|---|---|
| Old Parcel Number | 040500170005 |
| Street Address | 190 E 221ST AVE |
| City | LOWELL |
| State | IN |
| Zip | 46356-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R33 |
| Legal Description | E.252.61FT OF W.642.61FT OF S.862.5FT OF SW1/4 S.15 T.32 R.8 5.00AC |
| Legal Range | 08 |
| Legal Township | 32 |
| Legal Section | 15 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | EAGLE CREEK |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 43404 |
190 E 221st Ave is owned and occupied by two individuals who acquired it in December 2018.
Source: Lake County records, as of March 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 E 221ST AVE, LOWELL, IN 46356-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage DEMOTTE STATE BANK |
| Aug 3, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2018 |
| Deed Sale | Dec 26, 2018 |
| Deed Document Number | 2018 088720 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 190 E 221ST AVE, LOWELL, IN 46356-9742 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000089065 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 2017 089065 |
| Name | DEMOTTE STATE BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, IN 46356 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2028 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Aug 3, 2018 |
| Property Address | 190 E 221ST AVE, LOWELL, IN 46356-9742 |
| Document Number | 0000049107 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 49107 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 E 221ST AVE LOWELL IN 463569742, LOWELL, IN 46356-9742 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Eagle Creek Township |
| Unified School District | Tri-Creek School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $244,000 Land $113,000 Building $131,000 | $244,000 Land $113,000 Building $131,000 | |
| 2024 | $2,141.00 | ||
| 2023 | $228,700 (+22.43%) Land $104,800 Building $123,900 | $228,700 (+22.43%) Land $104,800 Building $123,900 | |
| 2022 | $1,759.00 | $186,800 Land $76,000 Building $110,800 | $186,800 Land $76,000 Building $110,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 E 221st Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (1990–2014) |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 190 E 221st Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| NITCO Fixed Wireless | 10 / 1 |
May also be available: T-Mobile, Verizon.
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