190 E 221st Ave, Lowell, IN 46356 Property Records

Lake County property record for 190 E 221st Ave, Lowell, IN 46356

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,066 sqft · built 1932
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Tax Bill$2,141 (2024)
Deeds & MortgagesDec 2017 Mortgage
Aug 2018 Transfer
Flood ZoneZone AE (high risk)
APN004-04-05-0017-0005

Property Details

APN / Parcel Number

Primary APN004-04-05-0017-0005
Alternative APNs
  • 45-24-15-300-001.000-012
  • 040500170005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,066 sqft Living Area
Basement Area786 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1985
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number004-04-05-0017-0005
Old Parcel Number040500170005
Street Address190 E 221ST AVE
CityLOWELL
StateIN
Zip46356-9742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR33
Legal DescriptionE.252.61FT OF W.642.61FT OF S.862.5FT OF SW1/4 S.15 T.32 R.8 5.00AC
Legal Range08
Legal Township32
Legal Section15
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionEAGLE CREEK
Census Block Group1
Census Block1076
Census Tract43404

Owner

190 E 221st Ave is owned and occupied by two individuals who acquired it in December 2018.

Source: Lake County records, as of March 18, 2026

Owner of Record2 Individual Names on File
Mailing Address190 E 221ST AVE, LOWELL, IN 46356-9742
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2017Deed of Trust, Mortgage · Commercial Mortgage
DEMOTTE STATE BANK
Aug 3, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2018
Deed SaleDec 26, 2018
Deed Document Number2018 088720
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address190 E 221ST AVE, LOWELL, IN 46356-9742
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089065
DateDec 28, 2017
Instrument2017 089065
Lender
NameDEMOTTE STATE BANK
TypeBank
AddressLOWELL, IN 46356
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term121 Months
DueJan 1, 2028

August 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLAKE IN
Recording DateAug 3, 2018
Property Address190 E 221ST AVE, LOWELL, IN 46356-9742
Document Number0000049107
Instrument DateJul 26, 2018
Instrument49107
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 E 221ST AVE LOWELL IN 463569742, LOWELL, IN 46356-9742

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionEagle Creek Township
Unified School DistrictTri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$244,000 Land $113,000 Building $131,000$244,000 Land $113,000 Building $131,000
2024$2,141.00
2023$228,700 (+22.43%) Land $104,800 Building $123,900$228,700 (+22.43%) Land $104,800 Building $123,900
2022$1,759.00$186,800 Land $76,000 Building $110,800$186,800 Land $76,000 Building $110,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 E 221st Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims6 (1990–2014)
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 190 E 221st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
NITCO
Fixed Wireless
10 / 1

May also be available: T-Mobile, Verizon.

Nearby Properties on E 221st Ave

Nearby Streets

Search Property Records by Address or Parcel Number