304 E 1st St, Waterloo, IL 62298 Property Records

Monroe County property record for 304 E 1st St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size16,852 sqft (0.39 acres)
Last Sale$945,000 (2025)
Tax Bill$5,349.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-25-236-011-000
Alternative APN
  • 07250820500101 00

Exterior

Lot Area16,852 sqft (0.39 acres)
Depth X Width155 ft x 110 ft Depth x Width
DrivewayDriveway Asphalt
Driveway Area10,556 sqft Driveway

Location & Zoning

Street Address304 E 1ST ST
CityWATERLOO
StateIL
Zip62298-1590
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPART LOTS 5 & 6 RAY DELL MANOR
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionRAY-DELL MANOR
Legal Lot Number5,6
JurisdictionMONROE IL
Minor Civil Division31
Census Blockgroup1
Census Block1029
Census Tract600401

Owner

Source: Monroe County records · APN 07-25-236-011-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7962 ANDY RD, WATERLOO, IL 62298-6024
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2025 · Amount on Record
Deed SaleApr 01, 2025 · Amount on Record
Deed Doc Number2025436980
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address304 E 1ST ST, WATERLOO, IL 62298-1590
Transaction TypeMortgage
Record UpdatedApr 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000441746
DateMar 23, 2026
Instrument441746
Lender
NameDIETERICH BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$86,870 (-3.87%) Land $17,560 Building $69,310$260,610 (-3.87%) Land $52,680 Building $207,930
2024$5,349.00$90,370 (+5.79%) Land $17,045 Building $73,325$271,110 (+5.79%) Land $51,135 Building $219,975
2022$85,420 Land $15,860 Building $69,560$256,260 Land $47,580 Building $208,680

Flood & Wildfire

304 E 1st St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E 1st St

Nearby Streets

Search Property Records by Address or Parcel Number