Monroe County property record for 205 E 1st St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 936 sqft · built 1890 |
| Lot Size | 0.38 acres (16,701 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,045 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-234-013-000 |
| Primary APN | 07-25-234-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 936 sqft Building Perimeter |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 16,701 sqft (0.38 acres) |
| Lot Dimensions | 155 ft deep x 109 ft wide |
| Garage Area | 1,344 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,376 sqft |
| Porch | Slab |
| Porch Area | 450 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 205 E 1ST ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR5 |
| Legal Description | LOTS 40 & 33A OLD TOWN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Lot Number | 40,33A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 31 |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 600401 |
205 E 1st St is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 205 E 1ST ST, WATERLOO, IL 62298-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 205 E 1st St was $5,045.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,045.00 Homeowner's exemption | $88,440 Land $17,400 Building $71,040 | $265,320 Land $52,200 Building $213,120 |
| 2024 | $5,045.00 | ||
| 2022 | Additional exemption filed | $75,580 Land $15,750 Building $59,830 | $226,740 Land $47,250 Building $179,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 205 E 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 205 E 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures