Loudon County property record for 304 Commerce St, Loudon, TN 37774
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1.5 ba · 1,332 sqft · built 1930 |
| Lot Size | 0.045 acres (1,978 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Mar 2000) |
| Tax Bill | $354 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 053041B A 02300 |
| Primary APN | 053041B A 02300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Total Area |
| 1st Floor Area | 1,332 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,978 sqft (0.045 acres) |
| Lot Dimensions | 106 ft deep x 19 ft wide |
| Terrain | Rolling |
| Canopy | 1 sqft |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 041B A 02300 000041B |
|---|---|
| Street Address | 304 COMMERCE ST |
| City | LOUDON |
| State | TN |
| Zip | 37774-1213 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C-1 |
| Legal Description | TOWN OF LOUDON P212 1 044D A 044D 02301 000 |
| Legal Subdivision | TOWN OF LOUDON |
| Legal Lot Number | P212 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 60600 |
304 Commerce St, a commercial property, is owned by two individuals who bought it in March 2000.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 999 LITTLETON DR, LOUDON, TN 37774-4715 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2000 · Amount on File |
| Deed Sale | Mar 1, 2000 · Amount on File |
| Deed Document Number | 0000251248 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 304 Commerce St was $354.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $354.00 | $12,000 (-) Land $2,400 Building $9,600 | |
| 2024 | $354.00 | $12,000 (-) Land $2,400 Building $9,600 | |
| 2023 | $12,000 (-) Land $2,400 Building $9,600 | ||
| 2022 | $131.00 | $12,000 Land $2,400 Building $9,600 | $30,000 (-) Land $6,000 Building $24,000 |
| 2021 | $30,000 Land $6,000 Building $24,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 304 Commerce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 Commerce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures