304 Coachmans Trl, Stem, NC 27581 Property Records

Granville County property record for 304 Coachmans Trl, Stem, NC 27581 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 2010
Lot Size	0.292 acres (12,751 sqft)
Owner	Individual Name on File
Tax Bill	$2,980 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32012-78829301`

Property Details

APN / Parcel Number

Primary APN	`32012-78829301`
Alternative APNs	`088913147466` `088913 082` `78829301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,751 sqft (0.292 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	78829301
Street Address	304 COACHMANS TRL
City	STEM
State	NC
Zip	27581-9125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	304 COACHMANS TR
Legal Subdivision	CARRIAGE HILL
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	3
Census Block	3034
Census Tract	970701

Owner

Source: Granville County records · APN 32012-78829301

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	307 COACHMANS TRL, STEM, NC 27581-9127
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2015
Deed Sale	Feb 23, 2015
Prior Sale	Mar 15, 2013 · Amount on Record
Deed Book / Page	1540 / 78
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	304 COACHMANS TRL, STEM, NC 27581-9125
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1789/807
Date	Aug 07, 2020
Book Page	1789/807

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	272 Months
Due	Apr 01, 2043

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,980.00 (+35.52%)	$293,660 (+79.65%) Land $37,000 Building $256,660
2024			$293,660 (+79.65%) Land $37,000 Building $256,660
2023	$2,199.00 (+0.5%)	$163,460 (-) Land $25,000 Building $138,460	$163,460 (-) Land $25,000 Building $138,460
2022	$2,188.00	$163,460 Land $25,000 Building $138,460	$163,460 Land $25,000 Building $138,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Granville County (37077C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370779707013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	6 (1998–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.