302 Coachmans Trl, Stem, NC 27581 Property Records

Granville County property record for 302 Coachmans Trl, Stem, NC 27581

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,355 sqft · built 2010
Lot Size0.645 acres (28,102 sqft)
Owner2 Individual Names on Record
Last Sale$198,000 (Nov 2019)
Tax Bill$3,010 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32011-70644301

Property Details

APN / Parcel Number

Primary APN32011-70644301
Alternative APNs
  • 088913146575
  • 088913 081
  • 1026043

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,355 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,102 sqft (0.645 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area218 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1026043
Street Address302 COACHMANS TRL
CitySTEM
StateNC
Zip27581-9125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description302 COACHMANS TR
Legal SubdivisionCARRIAGE HILL
JurisdictionGRANVILLE NC
Township / Civil DivisionTALLY HO
Census Block Group3
Census Block3034
Census Tract970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address302 COACHMANS TRL, STEM, NC 27581-9125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 2, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 5, 2019Warranty Deed, Transfer · VA Mortgage
TOWNE MORTGAGE OF THE CAROLINAS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2019 · Amount on Record
Deed SaleNov 5, 2019 · Amount on Record
Prior SaleOct 23, 2015 · Amount on Record
Deed Book / Page1749 / 937
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRANVILLE NC
Property Address302 COACHMANS TRL, STEM, NC 27581-9125
Transaction TypeMortgage
Record UpdatedOct 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001923/171
DateSep 30, 2022
Book Page1923/171
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueOct 21, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRANVILLE NC
Property Address302 COACHMANS TRL, STEM, NC 27581-9125
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1826/89
DateMar 2, 2021
Book Page1826/89
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRANVILLE NC
Recording DateNov 5, 2019
Property Address302 COACHMANS TRL, STEM, NC 27581-9125
Document Number1749/937
Book / Page1749 / 937
Map ReferenceMB 38 PG 82
Instrument DateNov 5, 2019
Transaction TypeTransfer
Record UpdatedOct 5, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$396.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address557 SUMMIT TRAIL DR, 557, HILLSBOROUGH, NC 27278-6937

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 COACHMANS TRL, STEM, NC 27581-9125

Mortgage

Document Number1749940
DateNov 5, 2019
Instrument1749/940
Lender
NameTOWNE MORTGAGE OF THE CAROLINAS
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGranville County
MunicipalityStem Town
Unified School DistrictGranville County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$296,748 (-) Land $37,000 Building $259,748
2025$3,010.00 (+35.77%)$296,748 (+79.97%) Land $37,000 Building $259,748$296,748 (-) Land $37,000 Building $259,748
2024$296,748 (+79.97%) Land $37,000 Building $259,748
2023$2,217.00 (+0.5%)$164,890 (-) Land $25,000 Building $139,890$164,890 (-) Land $25,000 Building $139,890
2022$2,206.00$164,890 Land $25,000 Building $139,890$164,890 Land $25,000 Building $139,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1998–2023)
Claims Outside the SFHA3 of 6
Most Recent ClaimJul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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