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304 Cliff Ct, Silvis, IL 61282 Property Records

Rock Island County property record for 304 Cliff Ct, Silvis, IL 61282

Property Summary

Property TypeSingle Family Home
Details1,552 sqft · built 1959
Lot Size0.42 acres (18,170 sqft)
Owner2 Individual Names on Record
Last Sale$118,000 (Sep 2017)
Tax Bill$5,130 (2025)
Deeds & MortgagesDec 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-04-102-001

Property Details

APN / Parcel Number

Primary APN18-04-102-001

Interior

Stories1 Story
Building Area1,552 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialVinyl
Lot Area18,170 sqft (0.42 acres)
Garage TypeDetached
Garage Area275 sqft

Location & Zoning

Street Address304 CLIFF CT
CitySILVIS
StateIL
Zip61282-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCCL
Legal DescriptionLOT 1 CLIFF HGTS 2ND ADD
Legal SubdivisionCLIFF HGTS 2ND ADD
Legal Block102
Legal Lot Number1
JurisdictionROCK ISLAND IL
Township / Civil DivisionHAMPTON
Census Block Group2
Census Block2026
Census Tract20200

Owner

Source: Rock Island County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 CLIFF CT, SILVIS, IL 61282-1723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Sep 6, 2017Warranty Deed, Transfer · Conventional with PMI
VIBRANT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2017 · Amount on Record
Deed SaleSep 6, 2017 · Amount on Record
Deed Document Number201715795
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK ISLAND IL
Property Address304 CLIFF CT, SILVIS, IL 61282-1723
Transaction TypeMortgage
Record UpdatedJan 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023438
DateDec 17, 2021
Instrument2021-23438
Lender
NameCALIBER HOME LOANS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCK ISLAND IL
Recording DateSep 6, 2017
Property Address304 CLIFF CT, SILVIS, IL 61282-1723
Document Number0000015795
Instrument DateAug 28, 2017
Instrument15795
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyGOMEZ TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$177.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address304 CLIFF CT CARBON CLIFF IL 61239, CARBON CLIFF, IL 61239

Mortgage

Document Number15796
DateSep 6, 2017
Instrument15796
Lender
NameVIBRANT CU
AddressMOLINE, IL 61265
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueSep 5, 2022
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCarbon Cliff Village
CountyRock Island County
County SubdivisionHampton Township
Elementary School DistrictCarbon Cliff-Barstow School District 36 (PK - 08)
Secondary School DistrictUnited Township High School District 30 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,130.00 (+27.93%) Homeowner's exemption$61,901 (+8%) Land $7,736 Building $54,165$185,703 (+8%) Land $23,208 Building $162,495
2024$57,316 (+20.66%) Land $7,163 Building $50,153$171,948 (+20.66%) Land $21,489 Building $150,459
2022$4,010.00$47,503 Land $5,936 Building $41,567$142,509 Land $17,808 Building $124,701

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims18 (1979–2025)
Claims Outside the SFHA1 of 18
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARBON CLIFF
serves 2,134 people · EPA ID IL1610100
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		2,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Nextlink.

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