228 Cliff Ct, Silvis, IL 61282 Property Records

Rock Island County property record for 228 Cliff Ct, Silvis, IL 61282

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,118 sqft · built 1959
Lot Size	0.32 acres (14,038 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Dec 2019)
Tax Bill	$4,742 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04-102-004`

Property Details

APN / Parcel Number

Primary APN	`18-04-102-004`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	1,118 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	14,038 sqft (0.32 acres)
Garage Type	Detached
Garage Area	494 sqft

Location & Zoning

Street Address	228 CLIFF CT
City	SILVIS
State	IL
Zip	61282-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCL
Legal Description	LOT 4 CLIFF HGTS 2ND ADD
Legal Subdivision	CLIFF HGTS 2ND ADD
Legal Block	102
Legal Lot Number	4
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2026
Census Tract	20200

Owner

Source: Rock Island County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 CLIFF CT, SILVIS, IL 61282-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Warranty Deed, Transfer · FHA Mortgage RUHL MORTGAGE LLC
Jan 25, 2017	Deed of Trust, Mortgage · Conventional with PMI AMERICAN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	2019312
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Dec 27, 2019
Property Address	228 CLIFF CT, SILVIS, IL 61282-1721
Document Number	0000019312
Instrument Date	Dec 27, 2019
Instrument	2019-19312
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CLIFF CT, SILVIS, IL 61282-1721

Mortgage

Document Number	0000019313
Date	Dec 27, 2019
Instrument	2019-19313

Lender

Name	RUHL MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	228 CLIFF CT, SILVIS, IL 61282-1721
Document Number	0000001418
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	GOMEZ TITLE AND CLOSING COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	228 CLIFF CT SILVIS IL 612821721, SILVIS, IL 61282-1721

Mortgage

Document Number	0000001418
Date	Jan 26, 2017
Instrument	1418

Lender

Name	AMERICAN BK&TR
Type	Bank
Address	DAVENPORT, IA 52807-3861

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Carbon Cliff Village
County	Rock Island County
County Subdivision	Hampton Township
Elementary School District	Carbon Cliff-Barstow School District 36 (PK - 08)
Secondary School District	United Township High School District 30 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,742.00 (+28.27%) Homeowner's exemption	$57,675 (+8%) Land $6,563 Building $51,112	$173,025 (+8%) Land $19,689 Building $153,336
2024		$53,403 (+20.66%) Land $6,077 Building $47,326	$160,209 (+20.66%) Land $18,231 Building $141,978
2022	$3,697.00	$44,260 Land $5,036 Building $39,224	$132,780 Land $15,108 Building $117,672

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	18 (1979–2025)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARBON CLIFF serves 2,134 people · EPA ID IL1610100
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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