304 Charlton Ct, Silver Spring, MD 20902 Property Records

Montgomery County property record for 304 Charlton Ct, Silver Spring, MD 20902

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,300 sqft · built 1961
Lot Size0.227 acres (9,887 sqft)
Owner2 Individual Names on File
Last Sale$464,000 (Jun 2019)
Tax Bill$6,712 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-01330541

Property Details

APN / Parcel Number

Primary APN13-01330541
Alternative APN
  • 01330541

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,300 sqft Living Area
1st Floor Area1,340 sqft
Basement Area960 sqft
Finished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Foyer
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,887 sqft (0.227 acres)
Gazebo256 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01330541
Street Address304 CHARLTON CT
CitySILVER SPRING
StateMD
Zip20902-3105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionKEMP MILL ESTATES
Legal SubdivisionKEMP MILL ESTATES
Legal Block26
Legal Lot Number26
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2014
Census Tract703208

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address304 CHARLTON CT, SILVER SPRING, MD 20902-3105
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS MORTGAGE CORP
Jun 27, 2019Deed, Transfer · Conventional Mortgage
FIRST SAVINGS MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2019 · Amount on Record
Deed SaleJun 27, 2019 · Amount on Record
Prior SaleApr 23, 2013 · Amount on Record
Deed Book / Page57782 / 449
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address304 CHARLTON CT, SILVER SPRING, MD 20902-3105
Transaction TypeMortgage
Record UpdatedMar 1, 2021
Title CompanyCERTIFIED TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 CHARLTON CT, SILVER SPRING, MD 20902-3105

Mortgage

Document Number0611580321
DateNov 23, 2020
Book Page61158/321
Lender
NameFIRST SAVINGS MORTGAGE CORP
TypeMortgage Company
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueAug 1, 2050

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJun 27, 2019
Property Address304 CHARLTON CT, SILVER SPRING, MD 20902-3105
Document Number0577820449
Book / Page57782 / 449
Map ReferenceMB 64 PL 5666
Instrument DateJun 14, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyCERTIFIED TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address304 CHARLTON CT, SILVER SPRING, MD 20902-3105

Mortgage

Document Number57782457
DateJun 27, 2019
Instrument57782/457
Lender
NameFIRST SAVINGS MORTGAGE CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$608,667 (+6.39%)$681,800 (+19.17%) Land $226,200 Building $455,600
2025$6,712.00 (+36.04%)$572,100 (+16.48%) Land $226,200 Building $345,900$572,100 (-) Land $226,200 Building $345,900
2023$491,167$572,100 Land $226,200 Building $345,900
2022$4,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2016–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

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