302 Charlton Ct, Silver Spring, MD 20902 Property Records

Montgomery County property record for 302 Charlton Ct, Silver Spring, MD 20902 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,300 sqft · built 1961
Lot Size	0.225 acres (9,790 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jul 2013)
Tax Bill	$5,670 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01322951`

Property Details

APN / Parcel Number

Primary APN	`13-01322951`
Alternative APN	`01322951`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	1,340 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,790 sqft (0.225 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01322951
Street Address	302 CHARLTON CT
City	SILVER SPRING
State	MD
Zip	20902-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEMP MILL ESTATES
Legal Subdivision	KEMP MILL ESTATES
Legal Block	26
Legal Lot Number	27
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2014
Census Tract	703208

Owner

Source: Montgomery County records · APN 13-01322951

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	302 CHARLTON CT, SILVER SPRING, MD 20902-3105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2013 · Amount on Record
Deed Sale	Jul 29, 2013 · Amount on Record
Deed Book / Page	47337 / 374
Prior Transfer Date	Feb 07, 2012
Prior Transfer Doc	0435850347
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	302 CHARLTON CT, SILVER SPRING, MD 20902-3105
Document Number	0613810034
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	302 CHARLTON CT SILVER SPRING MD 209023105, SILVER SPRING, MD 20902-3105

Mortgage

Document Number	0613810034
Date	Dec 17, 2020
Book Page	061381/000034

Lender

Name	VELLUM MTG LLC
Address	FAIRFAX, 22033

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,667 (+8.94%)	$610,800 (+26.83%) Land $225,800 Building $385,000
2025	$5,670.00 (-4.38%)	$481,600 (+14.21%) Land $225,800 Building $255,800	$481,600 (-) Land $225,800 Building $255,800
2024	$5,930.00 (+38.45%)
2023		$421,667	$481,600 Land $225,800 Building $255,800
2022	$4,283.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317032082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 4 of 4 on primary residences
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.