304 6th Ave E, Spencer, IA 51301 Property Records

Clay County property record for 304 6th Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	3,493 sqft Living Area
Lot Size	10,980 sqft (0.252 acres)
Occupancy	Owner Occupied
Last Sale	$67,000 (2004)
Tax Bill	$2,534.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`963618226025`
Alternative APNs	`64096361822602500` `963618226048`

Interior

Bedrooms	6 Beds
Full Baths	1 Baths
Total Rooms	15 Rooms
Building Area	3,493 sqft Living Area
1st Floor	1,486 sqft 1st Floor
Basement Area	1,486 sqft Basement
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1920
Architectural Style	Colonial Style
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Foundation Type	Block Foundation
Roof Construction	Hip Roof Construction
Lot Area	10,980 sqft (0.252 acres)

Exterior Amenities

Shed	1 Shed
Deck Area	258 sqft Deck
Patio Area	480 sqft Patio
Porch	Open Porch
Porch Area	42 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air Heating

Location & Zoning

Old Parcel Number	64096361822602500
Street Address	304 6TH AVE E
City	SPENCER
State	IA
Zip	51301-5151
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S 123' 11 AUD PLAT 3 EXC PARCEL U
Legal Range	36
Legal Township	17
Legal Section	18
Legal Subdivision	AUDITOR'S PLAT 3
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	2
Census Block	2021
Census Tract	80200

Owner

Source: Clay County records · APN 963618226025

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	304 6TH AVE E, SPENCER, IA 51301-5151
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Known Transactions	Last Sale Amount on Feb 02, 2004 Deed Sale Price on Feb 02, 2004
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	304 6TH AVE E, SPENCER, IA 51301-5151
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/3341
Date	Oct 30, 2020
Book Page	2020/3341
Instrument	2020 3341

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Mar 01, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,310 (+3.41%) Land $30,240 Building $144,070	$174,310 (+3.41%) Land $30,240 Building $144,070
2024	$2,534.00 (+19.75%)
2023		$168,570 Land $23,330 Building $145,240	$168,570 Land $23,330 Building $145,240
2022	$2,116.00