24 6th Ave E, Spencer, IA 51301 Property Records

Clay County property record for 24 6th Ave E, Spencer, IA 51301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,259 sqft · built 1900
Lot Size	0.221 acres (9,625 sqft)
Owner	2 Individual Names on File
Last Sale	$37,000 (Dec 2021)
Tax Bill	$806 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`963618228001`

Property Details

APN / Parcel Number

Primary APN	`963618228001`
Alternative APN	`64096361822800100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,259 sqft Living Area
1st Floor Area	416 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,625 sqft (0.221 acres)
Lot Dimensions	77 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	42 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	24 6TH AVE E
City	SPENCER
State	IA
Zip	51301-5246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 40' 7 9 BURGIN'S ADD 8 9 BURGIN'S ADD
Legal Range	36W
Legal Township	96N
Legal Section	18
Legal Subdivision	BURGINS ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2037
Census Tract	80200

Owner

24 6th Ave E is owned by two individuals who bought it in December 2021.

Source: Clay County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	530 E 1ST ST, SPENCER, IA 51301-5223
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Intrafamily Transfer, Transfer
Dec 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Deed Document Number	20213803
Deed Book / Page	2021 / 3803
Prior Transfer Date	Aug 19, 2016
Prior Transfer Doc	2016/2357
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IA
Recording Date	Dec 7, 2021
Property Address	24 6TH AVE E, SPENCER, IA 51301-5246
Document Number	02021/3813
Book / Page	2021 / 3813
Instrument Date	Dec 6, 2021
Instrument	2021 3813
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	530 E 1ST ST, SPENCER, IA 51301-5223

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Dec 6, 2021
Property Address	24 6TH AVE E, SPENCER, IA 51301-5246
Document Number	02021/3803
Book / Page	2021 / 3803
Instrument Date	Dec 1, 2021
Instrument	2021 3803
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Amount	Amount on Record
Tax	$58.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 6TH AVE E, SPENCER, IA 51301-5246

Tax Assessment & Valuation

The 2025 property tax bill for 24 6th Ave E was $806, up 3.6% from the year before.

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$806.00 (+3.6%)	$52,570 Land $13,130 Building $39,440	$52,570 Land $13,130 Building $39,440
2024	$778.00
2023		$48,620 (+17.41%) Land $10,130 Building $38,490	$48,620 Land $10,130 Building $38,490
2022	$730.00	$41,410 Land $10,130 Building $31,280
2021			$41,410 Land $10,130 Building $31,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 6th Ave E in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24 6th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spencer Municipal Utilities Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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