304 5th St, Decorah, IA 52101 Property Records

Winneshiek County property record for 304 5th St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 948 sqft · built 1966
Lot Size	0.152 acres (6,625 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Jul 2020)
Tax Bill	$3,160 (2026)
Deeds & Mortgages	Jul 2011 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`111518200400`

Property Details

APN / Parcel Number

Primary APN	`111518200400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Finished Basement	500 sqft
Unfinished Basement	388 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,625 sqft (0.152 acres)
Lot Dimensions	125 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	304 5TH ST
City	DECORAH
State	IA
Zip	52101-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 9 PARK ADDN IN DECORAH
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	PARK ADD
Legal Block	9
Legal Lot Number	7
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1038
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 5TH ST, DECORAH, IA 52101-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2011	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Sep 3, 2015 · Amount on Record
Deed Document Number	20202611
Deed Book / Page	2020 / 2611
Record Updated	Oct 29, 2026

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	304 5TH ST, DECORAH, IA 52101-1408
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02011/1950
Date	Jul 13, 2011
Book Page	2011/1950
Instrument	2011 1950

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2041

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jul 14, 2020
Property Address	304 5TH ST, DECORAH, IA 52101-1408
Document Number	02020/2611
Book / Page	2020 / 2611
Instrument Date	Jul 9, 2020
Instrument	2020 2611
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 5TH ST, DECORAH, IA 52101-1408

Mortgage

Document Number	0020202612
Date	Jul 14, 2020
Instrument	2020 2612

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,160.00	$193,650 (-) Land $26,760 Building $166,890	$193,650 (-) Land $26,760 Building $166,890
2025	$3,160.00 (+4.43%) Homeowner's exemption	$193,650 (+15.9%) Land $26,760 Building $166,890	$193,650 (+15.9%) Land $26,760 Building $166,890
2024	$3,026.00 (+7.08%)
2023		$167,080 (+15.64%) Land $26,760 Building $140,320	$167,080 (+15.64%) Land $26,760 Building $140,320
2022	$2,826.00 Homeowner's exemption	$144,480 Land $22,300 Building $122,180
2021			$144,480 Land $22,300 Building $122,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	854.5 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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