302 5th St, Decorah, IA 52101 Property Records

Winneshiek County property record for 302 5th St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 960 sqft · built 1966
Lot Size	0.152 acres (6,625 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Dec 2023)
Tax Bill	$3,218 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Foreclosure + 1 more
Flood Zone	Zone AH (high risk)
APN	`111518200500`

Property Details

APN / Parcel Number

Primary APN	`111518200500`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	960 sqft
Finished Basement	450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,625 sqft (0.152 acres)
Lot Dimensions	125 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	302 5TH ST
City	DECORAH
State	IA
Zip	52101-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 6 BLK 9 PARK ADDN
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	PARK ADD
Legal Block	9
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1038
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	302 5TH ST, DECORAH, IA 52101-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Dec 15, 2023	Legal Action/Court Order, Foreclosure · Conventional Mortgage DECORAH BANK & TRUST CO
Dec 15, 2023	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Deed Document Number	20232978
Deed Book / Page	2023 / 2978
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	302 5TH ST, DECORAH, IA 52101-1408
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 5TH ST, DECORAH, IA 52101-1408

Mortgage

Document Number	02023/2979
Date	Dec 15, 2023
Book Page	2023/2979
Instrument	2023 2979

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	WINNESHIEK IA
Recording Date	Dec 15, 2023
Property Address	302 5TH ST, DECORAH, IA 52101-1408
Document Number	02023/2978
Book / Page	2023 / 2978
Instrument Date	Dec 7, 2023
Instrument	2023 2978
Transaction Type	Foreclosure
Record Updated	Jan 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 5TH ST, DECORAH, IA 52101-1408

Mortgage

Document Number	02023/2979
Date	Dec 15, 2023
Book Page	2023/2979
Instrument	2023 2979

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	WINNESHIEK IA
Recording Date	Dec 15, 2023
Property Address	302 5TH ST, DECORAH, IA 52101-1408
Document Number	02023/2978
Book / Page	2023 / 2978
Instrument Date	Dec 7, 2023
Instrument	2023 2978
Transaction Type	Foreclosure
Record Updated	Apr 25, 2024

Transaction

Amount	Amount on Record
Tax	$311.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 5TH ST, DECORAH, IA 52101-1408

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,218.00	$196,910 (-) Land $26,760 Building $170,150	$196,910 (-) Land $26,760 Building $170,150
2025	$3,218.00 (+4.62%) Homeowner's exemption	$196,910 (+13.38%) Land $26,760 Building $170,150	$196,910 (+13.38%) Land $26,760 Building $170,150
2024	$3,076.00 (+40.84%)
2023		$173,680 (+15.6%) Land $26,760 Building $146,920	$173,680 (+15.6%) Land $26,760 Building $146,920
2022	$2,184.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$150,240 Land $22,300 Building $127,940
2021			$150,240 Land $22,300 Building $127,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	854.5 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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