3039 Charwood Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 3039 Charwood Ct, Spring Valley, CA 91978

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 916 sqft · built 1985
Lot Size	1.47 acres (64,352 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Apr 2023)
Tax Bill	$6,255 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`506-110-05-19`

Property Details

APN / Parcel Number

Primary APN	`506-110-05-19`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	916 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	64,352 sqft

Location & Zoning

Street Address	3039 CHARWOOD CT
City	SPRING VALLEY
State	CA
Zip	91978-1948
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 5 US 19PER DOC84-182004&UND INT IN TR 010640
Legal Subdivision	SPRING VALLEY 4358
Legal Tract	010640
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	13505

Owner

3039 Charwood Ct, a condominium, is owned and occupied by an individual who bought it in April 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3039 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 30, 2021	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
Sep 17, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2023 · Amount on File
Deed Sale	Apr 24, 2023 · Amount on File
Prior Sale	Dec 30, 2021 · Amount on File
Deed Document Number	2023106454
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2023
Property Address	3039 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Document Number	0000106454
Map Reference	MAP 10640
Instrument Date	Apr 5, 2023
Instrument	2023-0106454
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 CHARWOOD CT, SPRING VALLEY, CA 91978-1948

Mortgage

Document Number	0000106455
Date	Apr 24, 2023
Instrument	2023-0106455

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2021
Property Address	3039 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Document Number	0000874098
Map Reference	MAP 10640
Instrument Date	Nov 19, 2021
Instrument	2021-0874098
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 CHARWOOD CT, SPRING VALLEY, CA 91978-1948

Mortgage

Document Number	0000874099
Date	Dec 30, 2021
Instrument	2021-0874099

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3039 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Document Number	0000548863
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MURRAY DR EL CAJON CA 920204116, EL CAJON, CA 92020-4116

Mortgage

Document Number	0000548863
Date	Sep 17, 2020
Instrument	548863

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 17, 2020
Property Address	3039 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Document Number	0000548862
Instrument Date	Sep 3, 2020
Instrument	548862
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$367.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3039 CHARWOOD CT SPRING VALLEY CA 919781948, SPRING VALLEY, CA 91978-1948

Tax Assessment & Valuation

The 2025 property tax bill for 3039 Charwood Ct was $6,255.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$482,847 (+2%) Land $168,973 Building $313,874
2025	$6,255.00	$473,380 Land $165,660 Building $307,720
2023	$4,569.00 (+2.1%) Homeowner's exemption	$340,169 Land $119,043 Building $221,126
2022	$4,475.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3039 Charwood Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3039 Charwood Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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