3035 Charwood Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 3035 Charwood Ct, Spring Valley, CA 91978

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 916 sqft · built 1985
Lot Size	1.47 acres (64,352 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Oct 2018)
Tax Bill	$4,670 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`506-110-05-17`

Property Details

APN / Parcel Number

Primary APN	`506-110-05-17`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	916 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	64,352 sqft

Location & Zoning

Street Address	3035 CHARWOOD CT
City	SPRING VALLEY
State	CA
Zip	91978-1948
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 5 US 17PER DOC84-182004&UND INT IN TR 010640
Legal Subdivision	SAN DIEGO #4358
Legal Tract	010640
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	13505

Owner

3035 Charwood Ct, a condominium, is owned and occupied by an individual who bought it in October 2018.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3035 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 9, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 9, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Oct 19, 2016 · Amount on File
Deed Document Number	2018419195
Prior Transfer Date	Oct 28, 1994
Prior Transfer Doc	0000639929
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3035 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8428 GOLDEN AVE, LEMON GROVE, CA 91945-2611

Mortgage

Document Number	0000832282
Date	Dec 23, 2020
Instrument	2020-0832282

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2018
Property Address	3035 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Document Number	0000419194
Instrument Date	Jul 18, 2018
Instrument	419194
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1225 N OAK HARBOR ST #L1 OAK HARBOR WA 982773584, L1, OAK HARBOR, WA 98277-3584

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2018
Property Address	3035 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Document Number	0000419195
Instrument Date	Jul 10, 2018
Instrument	419195
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 CHARWOOD CT SPRING VALLEY CA 919781948, SPRING VALLEY, CA 91978-1948

Mortgage

Document Number	419196
Date	Oct 9, 2018
Instrument	419196

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3035 Charwood Ct was $4,670.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$344,754 (+2%) Land $156,198 Building $188,556
2025	$4,670.00	$337,995 Land $153,136 Building $184,859
2023	$4,470.00 (+2.08%)	$324,873 Land $147,191 Building $177,682
2022	$4,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3035 Charwood Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3035 Charwood Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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