3038 Matlock Bend Rd E, Loudon, TN 37774 Property Records

Loudon County property record for 3038 Matlock Bend Rd E, Loudon, TN 37774

Property Summary

Property TypeRural Home
Details4 ba · 5,629 sqft · built 1980
Lot Size148 acres (6,478,678 sqft)
OwnerCompany Name on Record
Tax Bill$4,954 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Oct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN032 13700 000032

Property Details

APN / Parcel Number

Primary APN032 13700 000032
Alternative APNs
  • 053032 13700
  • 032 13700

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area5,629 sqft Living Area
1st Floor Area4,195 sqft
Upper Floors Area1,722 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Interior WallsPaneling
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,478,678 sqft (148 acres)
TerrainRolling
Garage TypeDetached
Garage Area3,830 sqft
Parking Spaces9 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchOpen Porch
Porch Area1,617 sqft
Patio Area384 sqft
Shed1 Shed
Shed Area1,920 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Old Parcel Number032 13700 000032
Street Address3038 MATLOCK BEND RD E
CityLOUDON
StateTN
Zip37774-5559
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA-1
Legal Description1 035 035 01102 000
Legal SubdivisionT J HATMAKER
JurisdictionLOUDON TN
Township / Civil Division1
Census Block Group4
Census Block4057
Census Tract60600

Owner

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1315 31ST ST NW, WASHINGTON, DC 20007-3334
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2022Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Oct 14, 2021Deed of Trust, Mortgage · Line of Credit
COGENT BANK

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleDec 31, 2013 · Amount on Record
Last Transfer DateAug 19, 2016
Transfer Doc0000006543
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address3038 MATLOCK BEND RD E, LOUDON, TN 37774-5559
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3038 MATLOCK BEND RD E, LOUDON, TN 37774-5559

Mortgage

Document Number0T1622/317
DateOct 13, 2022
Book PageT1622/317
Instrument22011940
Lender
NameCOGENT BANK
TypeBank
AddressRALEIGH, NC 27612
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address3038 MATLOCK BEND RD E, LOUDON, TN 37774-5559
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3038 MATLOCK BEND RD E, LOUDON, TN 37774-5559

Mortgage

Document Number0T1558/813
DateOct 14, 2021
Book PageT1558/813
Instrument21013189
Lender
NameCOGENT BANK
TypeBank
AddressRALEIGH, NC 27612
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueAug 17, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,954.00 Additional exemption filed$280,150 (-) Land $102,200 Building $177,950
2024$4,954.00 Additional exemption filed$280,150 (-) Land $102,200 Building $177,950
2023$280,150 Land $102,200 Building $177,950
2021$3,078,700 Land $2,366,900 Building $711,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 67% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDON UTILITIES BOARD
serves 16,047 people · EPA ID TN0000409
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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