2454 Matlock Bend Rd E, Loudon, TN 37774 Property Records

Loudon County property record for 2454 Matlock Bend Rd E, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,776 sqft · built 1960
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Apr 2018)
Tax Bill	$797 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032 14000 000032`

Property Details

APN / Parcel Number

Primary APN	`032 14000 000032`
Alternative APNs	`053032 14000` `032 14000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Basement Area	180 sqft
Finished Basement	180 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	95,832 sqft (2.2 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Old Parcel Number	032 14000 000032
Street Address	2454 MATLOCK BEND RD E
City	LOUDON
State	TN
Zip	37774-5558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	1 035 035 01101 000
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	4
Census Block	4057
Census Tract	60600

Owner

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2454 MATLOCK BEND RD E, LOUDON, TN 37774-5558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Apr 12, 2019	Loan Modification, Mortgage CITIZENS BK
Apr 2, 2018	Warranty Deed, Transfer · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Deed Document Number	18002588
Deed Book / Page	D402 / 209
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	2454 MATLOCK BEND RD E, LOUDON, TN 37774-5558
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1452/607
Date	Apr 15, 2020
Book Page	T1452/607
Instrument	20003429

Lender

Name	CITIZENS BANK
Type	Bank
Address	ELIZABETHTON, TN 37644

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	2454 MATLOCK BEND RD E, LOUDON, TN 37774-5558
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2454 MATLOCK BEND RD E, LOUDON, TN 37774-5558

Mortgage

Document Number	0T1591/931
Date	Apr 7, 2022
Book Page	T1591/931
Instrument	22004218

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	LOUDON, TN 37774

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 5, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOUDON TN
Property Address	2454 MATLOCK BEND RD E, LOUDON, TN 37774-5558
Document Number	0000003199
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 GIFFIN CIR LOUDON TN 377745576, LOUDON, TN 37774-5576

Mortgage

Document Number	0000003199
Date	Apr 17, 2019
Book Page	001404/000413
Instrument	3199

Lender

Name	CITIZENS BK
Type	Bank
Address	ELIZABETHTON, TN 37643

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 16, 2020

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Apr 2, 2018
Property Address	2454 MATLOCK BEND RD E, LOUDON, TN 37774-5558
Document Number	00D402/209
Book / Page	D402 / 209
Instrument Date	Mar 26, 2018
Instrument	18002588
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 GIFFIN CIR, LOUDON, TN 37774-5576

Mortgage

Document Number	0018002589
Date	Apr 2, 2018
Instrument	18002589

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$797.00	$45,050 (-) Land $12,450 Building $32,600
2024	$797.00	$45,050 (-) Land $12,450 Building $32,600
2023		$45,050 Land $12,450 Building $32,600
2021			$180,200 Land $49,800 Building $130,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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