30351 Gardner Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 30351 Gardner Rd, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,920 sqft · built 2018
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Feb 2018)
Tax Bill	$1,375 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-03-06-0-000-002.004`

Property Details

APN / Parcel Number

Primary APN	`52-03-06-0-000-002.004`
Alternative APNs	`371281` `297172`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,920 sqft Heated Area
1st Floor Area	1,920 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	6 Parking Spaces
Utility Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	297172
Street Address	30351 GARDNER RD
City	ELBERTA
State	AL
Zip	36530-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 AC LOT 3 GARDNER TRACE SUBDIVISION SLIDE 2589-D SEC 6-T7S-R6E (WD/SURVIVORSHIP)
Legal Subdivision	GARDNER TRACE SUBDIVISION
Legal Lot Number	3
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	1
Census Block	1004
Census Tract	11601

Owner

Source: Baldwin County assessment roll, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	30351 GARDNER RD, ELBERTA, AL 36530-3718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage ALL IN FCU
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW HORIZONS CU
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY MORTGAGE CORP
Feb 21, 2018	Warranty Deed, Construction Loan · Construction Mortgage CENTURY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Deed Document Number	20181680937
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 21, 2023
Property Address	30351 GARDNER RD, ELBERTA, AL 36530-3718
Document Number	0002070122
Map Reference	SLIDE 284-F
Instrument Date	Jun 20, 2023
Instrument	2070122
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16690 CC RD, ELBERTA, AL 36530-3720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21411 SOUTH MEADOWS DR, ELBERTA, AL 36530

Mortgage

Document Number	0002070123
Date	Jun 21, 2023
Instrument	2070123

Lender

Name	ALL IN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	30351 GARDNER RD, ELBERTA, AL 36530-3718
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001826435
Date	May 5, 2020
Instrument	1826435

Lender

Name	NEW HORIZONS CU
Type	Credit Union
Address	MOBILE, AL 36609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 27, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	30351 GARDNER RD, ELBERTA, AL 36530-3718
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001739258
Date	Jan 18, 2019
Instrument	1739258

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company
Address	FAIRHOPE, AL 36532

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

February 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 21, 2018
Property Address	30351 GARDNER RD, ELBERTA, AL 36530-3718
Document Number	0001680937
Map Reference	SL2589-D
Instrument Date	Feb 8, 2018
Instrument	1680937
Transaction Type	Construction Loan
Record Updated	Jul 15, 2022
Title Company	ALAMO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1354, MOBILE, AL 36633-1354

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18680B COUNTY ROAD 87, ELBERTA, AL 36530-3032

Mortgage

Document Number	0001680938
Date	Feb 21, 2018
Instrument	1680938

Lender

Name	CENTURY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 15, 2019

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,375.00 (+17.02%)	$50,740 (+16.43%) Land $18,600 Building $32,140	$507,300 (+16.41%) Land $186,000 Building $321,300
2023	$1,175.00 (+16.57%) Homeowner's exemption	$43,580 (+15.84%)	$435,800 (+15.9%) Land $191,800 Building $244,000
2022	$1,008.00 (+21.3%) Homeowner's exemption	$37,620	$376,000 Land $146,500 Building $229,500
2021	$831.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1998–2020)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 84% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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