Baldwin County property record for 30197 Gardner Rd, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,550 sqft · built 2019 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $717,500 (Feb 2026) |
| Tax Bill | $3,733 (2026) |
| Deeds & Mortgages | Feb 2026 Sale Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-03-06-0-000-002.002 |
| Primary APN | 52-03-06-0-000-002.002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Heated Area |
| 1st Floor Area | 1,700 sqft |
| Upper Floors Area | 850 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 339673 |
|---|---|
| Street Address | 30197 GARDNER RD |
| City | ELBERTA |
| State | AL |
| Zip | 36530-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10 AC IRR LOT 1 GARDNER TRACE SUBDIVISION SLIDE 2589-D SEC 6-T7S-R6E (WD) |
| Legal Subdivision | GARDNER TRACE SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 30197 GARDNER RD, ELBERTA, AL 36530-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Executor's Deed, Transfer |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY MORTGAGE CORP |
| Aug 25, 2023 | Intrafamily Transfer, Transfer |
| Jun 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BAY MORTGAGE CORP |
| Jan 8, 2019 | Trustee's Deed, Construction Loan · Line of Credit TRUSTMARK NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on Record |
| Deed Sale | Feb 24, 2026 · Amount on Record |
| Prior Sale | Mar 28, 2017 · Amount on Record |
| Deed Document Number | 20262237686 |
| Prior Transfer Date | Feb 20, 2026 |
| Prior Transfer Doc | 0002237686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Feb 24, 2026 |
| Property Address | 30197 GARDNER RD, ELBERTA, AL 36530-3712 |
| Document Number | 0002237686 |
| Map Reference | SL 2589-D |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2237686 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30197 GOVNEY RD, ELBERTA, AL 36530 |
| Name | Verified Name |
|---|---|
| Address | 30197 GARDNER RD, ELBERTA, AL 36530-3712 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 30197 GARDNER RD, ELBERTA, AL 36530-3712 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001905322 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 1905322 |
| Name | BAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRHOPE, AL 36532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 25, 2023 |
| Property Address | 30197 GARDNER RD, ELBERTA, AL 36530-3712 |
| Document Number | 0002082451 |
| Map Reference | SL 2840-F |
| Instrument Date | Aug 23, 2023 |
| Instrument | 2082451 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23790 CR SOUTH, FOLEY, AL 36535 |
| Name | Verified Name |
|---|---|
| Address | 23790 COUNTY ROAD 12 S, FOLEY, AL 36535-9022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 30197 GARDNER RD, ELBERTA, AL 36530-3712 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001768291 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 1768291 |
| Name | BAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRHOPE, AL 36532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jan 8, 2019 |
| Property Address | 30197 GARDNER RD, ELBERTA, AL 36530-3712 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 1737631 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 30197 GARDNER RD ELBERTA AL 365303712, ELBERTA, AL 36530-3712 |
| Document Number | 0001737631 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 1737631 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36652 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 7, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,733.00 (+3.69%) | ||
| 2025 | $3,600.00 (+91.08%) | $128,600 (+86.65%) Land $22,320 Building $106,280 | $717,400 (+4.17%) Land $186,000 Building $531,400 |
| 2024 | $1,884.00 (+9.6%) Homeowner's exemption | $68,900 (+9.37%) Land $17,840 Building $51,060 | $688,700 (+9.35%) Land $178,300 Building $510,400 |
| 2023 | $1,719.00 (+11.41%) Homeowner's exemption | $63,000 (+11.03%) | $629,800 (+11.02%) Land $159,100 Building $470,700 |
| 2022 | $1,543.00 (+20.83%) Homeowner's exemption | $56,740 | $567,300 Land $123,800 Building $443,500 |
| 2021 | $1,277.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1998–2020) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 93% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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