3035 Ridgeway Rd, Memphis, TN 38115 Property Records

Shelby County property record for 3035 Ridgeway Rd, Memphis, TN 38115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,775 sqft · built 1973
Lot Size	0.244 acres (10,625 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (May 2018)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-3205-C0-0034`

Property Details

APN / Parcel Number

Primary APN	`09-3205-C0-0034`
Alternative APN	`D0230E C00034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
Gross Area	2,295 sqft
1st Floor Area	1,775 sqft
Utility Area	117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,625 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	444 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3035 RIDGEWAY RD
City	MEMPHIS
State	TN
Zip	38115-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	WS RIDGEWAY ROAD
Legal Subdivision	BELLE GROVE SEC C
Legal Lot Number	141
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	1
Census Block	1007
Census Tract	21721

Owner

3035 Ridgeway Rd is owned and occupied by an individual who bought it in May 2018.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3035 RIDGEWAY RD, MEMPHIS, TN 38115-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY
May 16, 2018	Warranty Deed, Transfer · FHA Mortgage CASTLE & COOKE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on File
Deed Sale	May 16, 2018 · Amount on File
Deed Document Number	201848362
Prior Transfer Date	Apr 23, 2012
Prior Transfer Doc	0000067566
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	3035 RIDGEWAY RD, MEMPHIS, TN 38115-2726
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 RIDGEWAY RD, MEMPHIS, TN 38115-2726

Mortgage

Document Number	0022107462
Date	Sep 23, 2022
Instrument	22107462

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 16, 2018
Property Address	3035 RIDGEWAY RD, MEMPHIS, TN 38115-2726
Document Number	0000048362
Instrument Date	May 15, 2018
Instrument	48362
Transaction Type	Transfer
Record Updated	Jun 6, 2018
Title Company	REGENCY TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 RIDGEWAY RD MEMPHIS TN 381152726, MEMPHIS, TN 38115-2726

Mortgage

Document Number	48363
Date	May 16, 2018
Instrument	48363

Lender

Name	CASTLE & COOKE MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Mortgage

Document Number	48364,
Date	May 16, 2018
Instrument	48364

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	NASHVILLE, TN 37243-0200

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3035 Ridgeway Rd was $1,299.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,299.00	$48,325 Land $5,000 Building $43,325	$193,300 Land $20,000 Building $173,300
2023		$37,125 Land $4,400 Building $32,725
2022	$2,261.00
2021			$148,500 Land $17,600 Building $130,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3035 Ridgeway Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3035 Ridgeway Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Gigafy, T-Mobile.

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