Shelby County property record for 3014 Ridgeway Rd, Memphis, TN 38115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,829 sqft · built 1980 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,264 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-3205-G0-0011 |
| Primary APN | 09-3205-G0-0011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,829 sqft Living Area |
| Gross Area | 2,249 sqft |
| 1st Floor Area | 1,829 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3014 RIDGEWAY RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38115-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | ES RIDGEWAY RD 90 N OF KIRBY DOWNS DR |
| Legal Subdivision | KIRBY DOWNS SEC A |
| Legal Lot Number | 11 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 11 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21725 |
Source: Shelby County records · APN 09-3205-G0-0011
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3014 RIDGEWAY RD, MEMPHIS, TN 38115-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit TRANSTAR NATIONAL TITLE |
| Feb 15, 2024 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 21, 2026 |
| Property Address | 3014 RIDGEWAY RD, MEMPHIS, TN 38115-2737 |
| Document Number | 0000042203 |
| Instrument Date | May 11, 2026 |
| Instrument | 202642203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3014 RIDGEWAY RD, MEMPHIS, TN 38115-2737 |
| Document Number | 0000042203, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202642203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3014 RIDGEWAY RD, MEMPHIS, TN 38115-2737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3014 RIDGEWAY RD, MEMPHIS, TN 38115-2737 |
| Document Number | 0024013094 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 24013094 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,264.00 (-43.9%) | $47,000 (+27.03%) Land $5,000 Building $42,000 | $188,000 (+27.03%) Land $20,000 Building $168,000 |
| 2023 | $37,000 Land $4,400 Building $32,600 | ||
| 2022 | $2,253.00 | ||
| 2021 | $148,000 Land $17,600 Building $130,400 |
Source: FEMA National Flood Hazard Layer as of June 4, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: Gigafy, T-Mobile USA.
Based on FCC filings for 373 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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