3035 Ray Rd, Holly, MI 48442 Property Records

Genesee County property record for 3035 Ray Rd, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2000
Lot Size	1.18 acres (51,706 sqft)
Owner	2 Individual Names on File
Last Sale	$81,000 (Mar 2018)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-33-300-028`

Property Details

APN / Parcel Number

Primary APN	`12-33-300-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	51,706 sqft (1.18 acres)
Lot Dimensions	780 ft deep x 117 ft wide
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3035 RAY RD
City	HOLLY
State	MI
Zip	48442-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	A PARCEL OF LAND BEG N 88 DEG 18 MIN 40 SEC E 22.46 FT & N 88 DEG 30 MIN 39 SEC E 281.16 FT FROM SW COR OF SEC TH N 0 DEG 56
Legal Range	07E
Legal Township	06N
Legal Section	33
Jurisdiction	GENESEE MI
Township / Civil Division	GRAND BLANC
Census Block Group	2
Census Block	2009
Census Tract	11102

Owner

3035 Ray Rd is owned and occupied by two individuals who acquired it in August 2021.

Source: Genesee County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3035 RAY RD, HOLLY, MI 48442-9301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit FORT FINANCIAL CU
Sep 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DORT FINANCIAL CU
Mar 21, 2018	Warranty Deed, Transfer · ARM DORT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2018 · Amount on File
Deed Sale	Mar 21, 2018 · Amount on File
Prior Sale	Oct 11, 2010 · Amount on File
Deed Document Number	201814980
Last Transfer Date	Aug 26, 2021
Transfer Doc	0000072523
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3035 RAY RD, HOLLY, MI 48442-9301
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 RAY RD, HOLLY, MI 48442-9301

Mortgage

Document Number	0000081810
Date	Oct 15, 2021
Instrument	202110150081810

Lender

Name	FORT FINANCIAL CU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Sep 7, 2021
Property Address	3035 RAY RD, HOLLY, MI 48442-9301
Document Number	0000072523
Instrument Date	Aug 26, 2021
Instrument	202109070072523
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 RAY RD # 3035, 3035, HOLLY, MI 48442-9301

Mortgage

Document Number	0000072524
Date	Sep 7, 2021
Instrument	202109070072524

Lender

Name	DORT FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 21, 2018
Property Address	3035 RAY RD, HOLLY, MI 48442-9301
Document Number	0000014980
Instrument Date	Mar 12, 2018
Instrument	201803210014980
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.10
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 RAY RD, HOLLY, MI 48442-9301

Mortgage

Document Number	0000014981
Date	Mar 21, 2018
Instrument	201803210014981

Lender

Name	DORT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Margin	2
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3035 Ray Rd was $2,668 with a homeowner's exemption, up 3.2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Grand Blanc Charter Township
Unified School District	Grand Blanc Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,400 (-18.03%) Land $13,800 Building $107,600	$242,800 (-18.03%) Land $27,600 Building $215,200
2025	$2,668.00 (+3.21%) Homeowner's exemption	$148,100	$296,200
2024	$2,585.00
2023		$113,100	$226,200
2019	$2,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3035 Ray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3035 Ray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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