3161 Ray Rd, Holly, MI 48442 Property Records

Genesee County property record for 3161 Ray Rd, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,111 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,999 (Aug 2022)
Tax Bill	$6,154 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-33-300-026`

Property Details

APN / Parcel Number

Primary APN	`12-33-300-026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,111 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	480 ft deep x 150 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3161 RAY RD
City	HOLLY
State	MI
Zip	48442-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	N-595-F3 A POL BEG S 89 DEG 36 MIN 54 SEC W 921.12' FR S 1/4 COR OF SEC TH S 89 DEG 36 MIN 54 SEC W 150.2' TH N 0 DEG 10 MIN
Legal Range	07E
Legal Township	06N
Legal Section	33
Jurisdiction	GENESEE MI
Township / Civil Division	GRAND BLANC
Census Block Group	2
Census Block	2009
Census Tract	11102

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3161 RAY RD, HOLLY, MI 48442-9301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Dec 20, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Oct 21, 2011 · Amount on Record
Deed Document Number	202257521
Prior Transfer Date	Oct 14, 2009
Prior Transfer Doc	0000068270
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 19, 2022
Property Address	3161 RAY RD, HOLLY, MI 48442-9301
Document Number	0000057521
Instrument Date	Aug 16, 2022
Instrument	202208190057521
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,217.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3161 RAY RD, 3161, HOLLY, MI 48442-9301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4733 NATHAN W, STERLING HEIGHTS, MI 48310-2676

Mortgage

Document Number	0000057538
Date	Aug 19, 2022
Instrument	202208190057538

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3161 RAY RD, HOLLY, MI 48442-9301
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103230019409
Date	Mar 23, 2021
Instrument	202103230019409

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3161 RAY RD, HOLLY, MI 48442-9301
Document Number	0000013535
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3161 RAY RD HOLLY MI 484429301, HOLLY, MI 48442-9301

Mortgage

Document Number	0000013535
Date	Mar 6, 2020
Instrument	13535

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2035

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3161 RAY RD, HOLLY, MI 48442-9301
Document Number	0000000049
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Jan 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3161 RAY RD HOLLY MI 484429301, HOLLY, MI 48442-9301

Mortgage

Document Number	0000000049
Date	Jan 3, 2017
Instrument	49

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Grand Blanc Charter Township
Unified School District	Grand Blanc Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,600 (-11.53%) Land $11,600 Building $181,000	$385,200 (-11.53%) Land $23,200 Building $362,000
2025	$6,154.00 (+3.5%) Homeowner's exemption	$217,700 (+59.25%)	$435,400 (+59.25%)
2024	$5,946.00 (+90.27%)
2023		$136,700	$273,400
2016	$3,125.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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