3035 Cedar Crest Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 3035 Cedar Crest Dr, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,688 sqft · built 1979
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (May 2021)
Tax Bill	$3,409 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09105C 1 98`

Property Details

APN / Parcel Number

Primary APN	`09105C 1 98`
Alternative APN	`171660`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,688 sqft Heated Area
Gross Area	5,987 sqft
1st Floor Area	2,508 sqft
Basement Area	2,508 sqft
Unfinished Basement	2,508 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Finished
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	225 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	171660
Street Address	3035 CEDAR CREST DR
City	LENOIR
State	NC
Zip	28645-9137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2023 PG 637 YR 2021 ST 758.00
Legal Subdivision	CEDAR ROCK ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	2
Census Block	2010
Census Tract	31201

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3035 CEDAR CREST DR, LENOIR, NC 28645-9137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
May 11, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Deed Document Number	202110058237
Deed Book / Page	2023 / 637
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Recording Date	Apr 20, 2026
Property Address	3035 CEDAR CREST DR, LENOIR, NC 28645-9137
Document Number	0010117953
Book / Page	2162 / 1301
Instrument Date	Apr 14, 2026
Instrument	202610117953
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 CEDAR CREST DR, LENOIR, NC 28645-9137

Mortgage

Document Number	0010117953,
Date	Apr 20, 2026
Book Page	2162/1301
Instrument	202610117953

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	May 28, 2021
Property Address	3035 CEDAR CREST DR, LENOIR, NC 28645-9137
Document Number	0020230637
Book / Page	2023 / 637
Map Reference	MB 5 PG 32
Instrument Date	May 26, 2021
Instrument	10058237
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3795 GRACE CHAPEL RD, 3795, GRANITE FALLS, NC 28630-9546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 CEDAR CREST DR, LENOIR, NC 28645-9137

Mortgage

Document Number	10058238
Date	May 28, 2021
Instrument	10058238

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3035 CEDAR CREST DR, LENOIR, NC 28645-9137
Document Number	0010044071
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3035 CEDAR CREST DR LENOIR NC 286459137, LENOIR, NC 28645-9137

Mortgage

Document Number	0010044071
Date	May 15, 2020
Book Page	001988/000929
Instrument	10044071

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Cedar Rock Village
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,409.00 (-16.87%)	$423,100 (-) Land $52,200 Building $370,900
2025	$4,101.00 (+44.96%)	$423,100 (+34.7%) Land $52,200 Building $370,900	$423,100 (+34.7%) Land $52,200 Building $370,900
2023		$314,100 (-) Land $52,200 Building $261,900	$314,100 (-) Land $52,200 Building $261,900
2022	$2,829.00	$314,100 Land $52,200 Building $261,900	$314,100 Land $52,200 Building $261,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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