3034 Cedar Crest Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 3034 Cedar Crest Dr, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,408 sqft · built 1973
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Mar 2020)
Tax Bill	$2,079 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09105C 1 79`

Property Details

APN / Parcel Number

Primary APN	`09105C 1 79`
Alternative APN	`168329`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Heated Area
Gross Area	4,039 sqft
1st Floor Area	1,216 sqft
Basement Area	1,487 sqft
Finished Basement	1,034 sqft
Unfinished Basement	453 sqft
Flooring	Ceramic Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)

Exterior Amenities

Porch	Slab
Porch Area	576 sqft
Deck Area	616 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	168329
Street Address	3034 CEDAR CREST DR
City	LENOIR
State	NC
Zip	28645-9137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1983 PG 1984 YR 2020 ST 290.00
Legal Subdivision	CEDAR ROCK ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	2
Census Block	2010
Census Tract	31201

Owner

3034 Cedar Crest Dr is owned and occupied by an individual who bought it in March 2020.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3034 CEDAR CREST DR, LENOIR, NC 28645-9137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Commercial Mortgage CAROLIN
Mar 16, 2020	Warranty Deed, Transfer · Conventional with PMI FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on File
Deed Sale	Mar 16, 2020 · Amount on File
Deed Document Number	202010042276
Deed Book / Page	1983 / 1984
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3034 CEDAR CREST DR, LENOIR, NC 28645-9137
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021510825
Date	Dec 2, 2025
Book Page	2151/825
Instrument	10113462

Lender

Name	CAROLIN
Type	Private Party
Address	1200 E CHURCH ST, CHERRYVILLE, NC 28021

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 27, 2045

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Mar 16, 2020
Property Address	3034 CEDAR CREST DR, LENOIR, NC 28645-9137
Document Number	0010042276
Book / Page	001983 / 001984
Instrument Date	Mar 16, 2020
Instrument	10042276
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3034 CEDAR CREST DR LENOIR NC 286459137, LENOIR, NC 28645-9137

Mortgage

Document Number	10042277
Date	Mar 16, 2020
Book Page	001983/001986
Instrument	10042277

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3034 Cedar Crest Dr was $2,079, down 16.8% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Cedar Rock Village
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,079.00 (-16.81%)	$257,100 (-) Land $26,500 Building $230,600
2025	$2,499.00	$257,100 Land $26,500 Building $230,600	$257,100 Land $26,500 Building $230,600
2023		$176,000 (-) Land $26,500 Building $149,500	$176,000 (-) Land $26,500 Building $149,500
2022	$1,593.00	$176,000 Land $26,500 Building $149,500	$176,000 Land $26,500 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3034 Cedar Crest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3034 Cedar Crest Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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