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3034 Cookson Ave, Elgin, IL 60124 Property Records

Kane County property record for 3034 Cookson Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,134 sqft · built 2004
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Nov 2014)
Tax Bill$11,876 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-428-005

Property Details

APN / Parcel Number

Primary APN06-18-428-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,134 sqft Living Area
Gross Area4,595 sqft
Basement Area1,461 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleVictorian
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions125 ft deep x 66 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address3034 COOKSON AVE
CityELGIN
StateIL
Zip60124-8938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 1 LOT 227
Legal SubdivisionPROVIDENCE
Legal Block2
Legal Lot Number227
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2000
Census Tract851911

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3034 COOKSON AVE, ELGIN, IL 60124-8938
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2014 · Amount on Record
Deed SaleNov 26, 2014 · Amount on Record
Prior SaleMay 16, 2006 · Amount on Record
Deed Document Number201460208
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3034 COOKSON AVE, ELGIN, IL 60124-8938
Transaction TypeMortgage
Record UpdatedJun 28, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3034 COOKSON AVE, ELGIN, IL 60124-8938

Mortgage

Document Number0000032238
DateJun 22, 2022
Instrument2022K032238
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 15, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3034 COOKSON AVE, ELGIN, IL 60124-8938
Transaction TypeMortgage
Record UpdatedOct 5, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072990
DateSep 27, 2021
Instrument2021K072990
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,876.00 (+7.67%) Homeowner's exemption
2024$147,051 (+21.39%) Land $39,827 Building $107,224$441,330 (+21.44%) Land $119,529 Building $321,801
2022$11,030.00 (+3.39%) Homeowner's exemption$121,136 (+6.96%) Land $32,808 Building $88,328$363,408 (+6.96%) Land $98,424 Building $264,984
2021$10,668.00 Homeowner's exemption$113,253 Land $30,673 Building $82,580$339,759 Land $92,019 Building $247,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50

May also be available: Verizon.

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