3032 Cookson Ave, Elgin, IL 60124 Property Records

Kane County property record for 3032 Cookson Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,905 sqft · built 2004
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Mar 2020)
Tax Bill	$11,234 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-428-004`

Property Details

APN / Parcel Number

Primary APN	`06-18-428-004`
Alternative APN	`0618400006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,905 sqft Living Area
Gross Area	4,081 sqft
Basement Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3032 COOKSON AVE
City	ELGIN
State	IL
Zip	60124-8938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE UNIT 1 LOT 226
Legal Subdivision	PROVIDENCE
Legal Block	2
Legal Lot Number	226
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	851911

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3032 COOKSON AVE, ELGIN, IL 60124-8938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Mar 18, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Prior Sale	Jan 7, 2005 · Amount on Record
Deed Document Number	202013856
Prior Transfer Date	Apr 24, 2007
Prior Transfer Doc	0000056317
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3032 COOKSON AVE, ELGIN, IL 60124-8938
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085053
Date	Nov 12, 2021
Instrument	2021K085053

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 18, 2020
Property Address	3032 COOKSON AVE, ELGIN, IL 60124-8938
Document Number	0000013856
Map Reference	DOC 2004K032369
Instrument Date	Mar 12, 2020
Instrument	2020K013856
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	PRIMARY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 COOKSON AVE, ELGIN, IL 60124-8938

Mortgage

Document Number	0000013857
Date	Mar 18, 2020
Instrument	2020K013857

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,234.00 (+7.68%) Homeowner's exemption	$152,162 (+8.57%) Land $43,240 Building $108,922	$456,669 (+8.57%) Land $129,772 Building $326,897
2024		$140,151 (+21.97%) Land $39,827 Building $100,324	$420,621 (+22.01%) Land $119,529 Building $301,092
2022	$10,433.00 (+3.41%) Homeowner's exemption	$114,910 (+6.96%) Land $32,808 Building $82,102	$344,730 (+6.96%) Land $98,424 Building $246,306
2021	$10,089.00 Homeowner's exemption	$107,433 Land $30,673 Building $76,760	$322,299 Land $92,019 Building $230,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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