Mecklenburg County property record for 3033 Rustic Ln, Charlotte, NC 28210
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,672 sqft · built 1969 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $519,000 (Jun 2015) |
| Tax Bill | $6,004 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-055-04 |
| Primary APN | 209-055-04 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,672 sqft Living Area |
| 1st Floor Area | 2,227 sqft |
| Basement Area | 1,445 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 782 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 607 sqft |
| Patio Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3033 RUSTIC LN |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28210-4845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L39 M14-355 |
| Legal Subdivision | MOUNTAINBROOK ADD 6 |
| Legal Block | 5 |
| Legal Lot Number | 39 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3006 |
Source: Mecklenburg County assessment roll, APN 209-055-04, as of September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3033 RUSTIC LN, CHARLOTTE, NC 28210-4845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY |
| Mar 01, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Aug 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2015 · Amount on Record |
| Deed Sale | Jun 29, 2015 · Amount on Record |
| Prior Sale | Sep 05, 1984 · Amount on Record |
| Deed Document Number | 201582021 |
| Deed Book / Page | 30086 / 217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 13, 2026 |
| Property Address | 3033 RUSTIC LN, CHARLOTTE, NC 28210-4845 |
| Document Number | 0000050315 |
| Book / Page | 40419 / 858 |
| Instrument Date | May 04, 2026 |
| Instrument | 202650315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3033 RUSTIC LN, CHARLOTTE, NC 28210-4845 |
| Document Number | 0000050315, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 40419/858 |
| Instrument | 202650315 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3033 RUSTIC LN, CHARLOTTE, NC 28210-4845 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023853 |
|---|---|
| Date | Mar 01, 2018 |
| Book Page | 32498/118 |
| Instrument | 2018023853 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3033 RUSTIC LN, CHARLOTTE, NC 28210-4845 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000104342 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 33752/137 |
| Instrument | 2019104342 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3033 RUSTIC LN, CHARLOTTE, NC 28210-4845 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000060346 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 34522/287 |
| Instrument | 2020060346 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Mecklenburg County assessment roll as of September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,004.00 | $760,300 Land $370,000 Building $390,300 | $760,300 Land $370,000 Building $390,300 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190030061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1981–2023) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 293 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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