3018 Rustic Ln, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 3018 Rustic Ln, Charlotte, NC 28210 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2000
Square Footage2,718 sqft Living Area
Lot Size14,375 sqft (0.33 acres)
OccupancyOwner Occupied
Last Sale$1,350,000 (2026)
Tax Bill$5,565.00 (2024)

Owner

Source: Mecklenburg County records · APN 209-054-17

Assessment roll updated September 9, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3018 RUSTIC LN, CHARLOTTE, NC 28210-4846
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 20, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 29, 2020Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK
Nov 16, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 22, 2026 · Amount on Record
Deed SaleApr 22, 2026 · Amount on Record
Prior SaleNov 16, 2018 · Amount on Record
Deed Doc Number202641255
Deed Book / Page40364 / 376
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 22, 2026
Property Address3018 RUSTIC LN, CHARLOTTE, NC 28210-4846
Document Number0000041255
Book / Page40364 / 376
Instrument DateApr 22, 2026
Instrument2026.41255
Transaction TypeTransfer
Record UpdatedMay 06, 2026
Title CompanyCARDINAL TITLE CENTER LLC, CARDINAL TITLE CENTER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$272,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3018 RUSTIC LN, CHARLOTTE, NC 28210-4846

Mortgage

Document Number0000041256,
DateApr 22, 2026
Book Page40364/378
Instrument2026.41256
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.25%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3018 RUSTIC LN, CHARLOTTE, NC 28210-4846
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000156771
DateDec 20, 2018
Book Page33183/424
Instrument2018156771
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3018 RUSTIC LN, CHARLOTTE, NC 28210-4846
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000130185
DateSep 30, 2019
Book Page33896/607
Instrument2019130185
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3018 RUSTIC LN, CHARLOTTE, NC 28210-4846
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069808
DateMay 15, 2020
Book Page34579/604
Instrument2020069808
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3018 RUSTIC LN, CHARLOTTE, NC 28210-4846
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000116260
DateJul 29, 2020
Book Page34863/412
Instrument2020116260
Lender
NameSOUTH STATE BANK
TypeBank
AddressCHARLESTON, SC 29423
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 20, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 16, 2018
Property Address3018 RUSTIC LN, CHARLOTTE, NC 28210-4846
Document Number0000143824
Book / Page33116 / 017
Map ReferenceMB14 PG591
Instrument DateNov 16, 2018
Instrument2018143824
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMASTER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,040.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3018 RUSTIC LN, CHARLOTTE, NC 28210-4846

Mortgage

Document Number0000143825
DateNov 16, 2018
Instrument2018143825
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$714,700 Land $370,000 Building $344,700$714,700 Land $370,000 Building $344,700
2024$5,565.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 7% of the US · above 5% of North Carolina
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN209-054-17

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,718 sqft Living Area
1st Floor2,718 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 2000
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area14,375 sqft (0.33 acres)
Garage TypeCarport Garage
CarportCarport
Patio Area21 sqft Patio
PorchFinished/Screened Porch
Porch Area216 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address3018 RUSTIC LN
CityCHARLOTTE
StateNC
Zip28210-4846
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL1 M14-591
Legal SubdivisionMOUNTAIN BROOK ADD #6-A
Legal Block4
Legal Lot Number1
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup1
Census Block1001
Census Tract3006

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